{"ok":true,"canonical_url":"https://dealroom.so/lenders/golden-valley-bank","api_url":"https://dealroom.so/api/public/lenders/golden-valley-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Golden Valley Bank","slug":"golden-valley-bank","url":"https://dealroom.so/lenders/golden-valley-bank","hq":"190 Cohasset Rd, Chico, CA","website":"www.goldenvalley.bank","branchCount":5,"sbaFocus":{"pct":0.2,"pctile":52,"tier":"sideline"},"recentDealsSampled":7,"businessPurchases":2,"typicalDeal":300000,"dealRange25th75th":[250000,875000],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":1,"name":"All Other Miscellaneous Food Manufacturing"},{"count":1,"name":"Furniture Retailers"},{"count":1,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":1,"name":"Power and Communication Line and Related Structures Construc"},{"count":1,"name":"Jewelry Retailers"},{"count":1,"name":"Tire Dealers"},{"count":1,"name":"All Other Miscellaneous Manufacturing"}],"topStates":[{"count":7,"state":"CA"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"11/19/2025","borrName":"All the Bitter","businessAge":"New Business or 2 years or less","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Chico","collateral":true,"daysToFund":14,"firstDisbursement":"12/3/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":250000,"industry":"All Other Miscellaneous Food Manufacturing","jobs":6,"paidInFullDate":null,"processing":"7a General","rate":9.75,"revolver":"FALSE","sbaGuaranteed":187500,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/24/2024","borrName":"Mse Home, LLC.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Chico","collateral":true,"daysToFund":32,"firstDisbursement":"11/25/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":875000,"industry":"Furniture Retailers","jobs":15,"paidInFullDate":null,"processing":"7a General","rate":10.75,"revolver":"FALSE","sbaGuaranteed":656250,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"2/20/2025","borrName":"Ian James Blessing","businessAge":"New Business or 2 years or less","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Chico","collateral":true,"daysToFund":15,"firstDisbursement":"3/7/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":310000,"industry":"Snack and Nonalcoholic Beverage Bars","jobs":7,"paidInFullDate":null,"processing":"7a General","rate":10.25,"revolver":"FALSE","sbaGuaranteed":232500,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/30/2022","borrName":"Commonwealth Development Group, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Chico","collateral":true,"daysToFund":8,"firstDisbursement":"12/8/2022","fixedVar":"V","franchise":null,"fy":2023,"gross":1500000,"industry":"Power and Communication Line and Related Structures Construc","jobs":100,"paidInFullDate":null,"processing":"7a General","rate":7.75,"revolver":"FALSE","sbaGuaranteed":1125000,"soldSecMkt":null,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"6/5/2023","borrName":"Marcozzi Jewelers, Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Oroville","collateral":true,"daysToFund":18,"firstDisbursement":"6/23/2023","fixedVar":"V","franchise":null,"fy":2023,"gross":260000,"industry":"Jewelry Retailers","jobs":6,"paidInFullDate":null,"processing":"7a General","rate":10,"revolver":"FALSE","sbaGuaranteed":195000,"soldSecMkt":null,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"8/4/2021","borrName":"Executive Tire Sales","businessAge":"Change of Ownership","businessType":"Individual","chargeOffAmount":null,"chargeOffDate":null,"city":"Oroville","collateral":true,"daysToFund":28,"firstDisbursement":"9/1/2021","fixedVar":"V","franchise":null,"fy":2021,"gross":95000,"industry":"Tire Dealers","jobs":1,"paidInFullDate":null,"processing":"7a General","rate":6,"revolver":"FALSE","sbaGuaranteed":85500,"soldSecMkt":null,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"9/27/2020","borrName":"Rescue 42, Inc.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Chico","collateral":true,"daysToFund":10,"firstDisbursement":"10/7/2020","fixedVar":"F","franchise":null,"fy":2020,"gross":300000,"industry":"All Other Miscellaneous Manufacturing","jobs":24,"paidInFullDate":null,"processing":"7a General","rate":6,"revolver":"FALSE","sbaGuaranteed":225000,"soldSecMkt":null,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":84}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/golden-valley-bank","source_type":"DealRoom Data"}}