{"ok":true,"canonical_url":"https://dealroom.so/lenders/gulf-coast-bank","api_url":"https://dealroom.so/api/public/lenders/gulf-coast-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Gulf Coast Bank","slug":"gulf-coast-bank","url":"https://dealroom.so/lenders/gulf-coast-bank","hq":"221 S State St, Abbeville, LA","website":"www.gcbank.com","branchCount":9,"sbaFocus":{"pct":0.8,"pctile":75,"tier":"active"},"recentDealsSampled":96,"businessPurchases":22,"typicalDeal":400000,"dealRange25th75th":[168700,781500],"typicalDaysApprovalToFunding":39,"topIndustries":[{"count":13,"name":"Full-Service Restaurants"},{"count":4,"name":"Sports and Recreation Instruction"},{"count":4,"name":"Drinking Places (Alcoholic Beverages)"},{"count":3,"name":"Limited-Service Restaurants"},{"count":3,"name":"Offices of Physicians (except Mental Health Specialists)"},{"count":3,"name":"Offices of Chiropractors"},{"count":3,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":3,"name":"Fitness and Recreational Sports Centers"}],"topStates":[{"count":89,"state":"LA"},{"count":5,"state":"TX"},{"count":1,"state":"MA"},{"count":1,"state":"AL"}],"topFranchises":[{"name":"Tropical Smoothie Cafe","count":5,"url":"https://dealroom.so/franchises/tropical-smoothie-cafe"},{"name":"Crust Pizza Co.","count":5,"url":"https://dealroom.so/franchises/crust-pizza-co"},{"name":"TruGreen","count":2,"url":"https://dealroom.so/franchises/trugreen"},{"name":"Batteries Plus","count":2,"url":"https://dealroom.so/franchises/batteries-plus"},{"name":"Baskin-Robbins","count":2,"url":"https://dealroom.so/franchises/baskin-robbins"}],"recentDeals":[{"acquisition":false,"approvalDate":"12/16/2025","borrName":"TROPICAL SMOOTHIE CAFE","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Broussard","collateral":true,"daysToFund":59,"firstDisbursement":"2/13/2026","fixedVar":"V","franchise":"Tropical Smoothie Cafe","fy":2026,"gross":708000,"industry":"Limited-Service Restaurants","jobs":20,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":531000,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":126},{"acquisition":false,"approvalDate":"12/15/2025","borrName":"CR Cafes, L.L.C.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Youngsville","collateral":true,"daysToFund":32,"firstDisbursement":"1/16/2026","fixedVar":"V","franchise":"Tropical Smoothie Cafe","fy":2026,"gross":636700,"industry":"Limited-Service Restaurants","jobs":20,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":477525,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":126},{"acquisition":false,"approvalDate":"3/24/2026","borrName":"DIVERSIFIED CONSTRUCTION OF LOUISIANA, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lafayette","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":500000,"industry":"Commercial and Institutional Building Construction","jobs":4,"paidInFullDate":null,"processing":"Standard Asset Base Working Capital Line","rate":9.75,"revolver":"TRUE","sbaGuaranteed":375000,"soldSecMkt":null,"state":"LA","status":"COMMIT","subprogram":"Standard Asset Based","termMonths":60},{"acquisition":false,"approvalDate":"12/15/2025","borrName":"CR Cafes, L.L.C.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Gonzales","collateral":true,"daysToFund":32,"firstDisbursement":"1/16/2026","fixedVar":"V","franchise":"Tropical Smoothie Cafe","fy":2026,"gross":391300,"industry":"Limited-Service Restaurants","jobs":20,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":293475,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":126},{"acquisition":false,"approvalDate":"3/18/2025","borrName":"NEXUS ACS, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Broussard","collateral":true,"daysToFund":101,"firstDisbursement":"6/27/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":2000000,"industry":"Computer Facilities Management Services","jobs":14,"paidInFullDate":null,"processing":"Contract Loan Line of Credit (CAPLine)","rate":10.25,"revolver":"FALSE","sbaGuaranteed":1500000,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Contract Guaranty","termMonths":60},{"acquisition":true,"approvalDate":"8/12/2025","borrName":"ALL SEASONS POOL & SPA","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lafayette","collateral":true,"daysToFund":141,"firstDisbursement":"12/31/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1818300,"industry":"All Other Specialty Trade Contractors","jobs":7,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.5,"revolver":"FALSE","sbaGuaranteed":1363725,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"11/7/2024","borrName":"More 4 Less Gold","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Scott","collateral":true,"daysToFund":63,"firstDisbursement":"1/9/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":781500,"industry":"Gasoline Stations with Convenience Stores","jobs":6,"paidInFullDate":null,"processing":"7a General","rate":11,"revolver":"FALSE","sbaGuaranteed":586125,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":240},{"acquisition":false,"approvalDate":"3/14/2025","borrName":"Central Pizza & Bar","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Broussard","collateral":true,"daysToFund":91,"firstDisbursement":"6/13/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":470000,"industry":"Full-Service Restaurants","jobs":80,"paidInFullDate":null,"processing":"7a General","rate":8.5,"revolver":"FALSE","sbaGuaranteed":352500,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":126},{"acquisition":true,"approvalDate":"11/29/2024","borrName":"TRU GREEN","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Prairieville","collateral":true,"daysToFund":32,"firstDisbursement":"12/31/2024","fixedVar":"V","franchise":"TruGreen","fy":2025,"gross":455500,"industry":"Landscaping Services","jobs":28,"paidInFullDate":null,"processing":"7a General","rate":9.25,"revolver":"FALSE","sbaGuaranteed":341625,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"9/4/2025","borrName":"MAGNOLIA FH, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Abbeville","collateral":true,"daysToFund":56,"firstDisbursement":"10/30/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":309000,"industry":"Offices of Physicians (except Mental Health Specialists)","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":231750,"soldSecMkt":null,"state":"LA","status":"CURR","subprogram":"Guaranty","termMonths":186}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/gulf-coast-bank","source_type":"DealRoom Data"}}