{"ok":true,"canonical_url":"https://dealroom.so/lenders/harborstone-cu","api_url":"https://dealroom.so/api/public/lenders/harborstone-cu","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Harborstone CU","slug":"harborstone-cu","url":"https://dealroom.so/lenders/harborstone-cu","hq":"Lakewood, WA","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":193,"businessPurchases":61,"typicalDeal":510000,"dealRange25th75th":[240000,1034000],"typicalDaysApprovalToFunding":14,"topIndustries":[{"count":15,"name":"Full-Service Restaurants"},{"count":10,"name":"Limited-Service Restaurants"},{"count":7,"name":"Plumbing, Heating, and Air-Conditioning Contractors"},{"count":4,"name":"Fitness and Recreational Sports Centers"},{"count":4,"name":"Hotels (except Casino Hotels) and Motels"},{"count":4,"name":"Assisted Living Facilities for the Elderly"},{"count":4,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":3,"name":"Other Building Material Dealers"}],"topStates":[{"count":144,"state":"WA"},{"count":40,"state":"OR"},{"count":8,"state":"AK"},{"count":1,"state":"ID"}],"topFranchises":[{"name":"Dairy Queen of the Pacific Northwest  -  DQ Grill & Chill Op","count":3,"url":null},{"name":"Kampgrounds of America","count":2,"url":"https://dealroom.so/franchises/kampgrounds-of-america"},{"name":"L&L HAWAIIAN BARBEQUE/L&L HAWAIIAN GRILL","count":1,"url":null},{"name":"Abbey Carpet & Floor","count":1,"url":null},{"name":"Signs by Tomorrow","count":1,"url":"https://dealroom.so/franchises/signs-by-tomorrow"}],"recentDeals":[{"acquisition":true,"approvalDate":"3/17/2026","borrName":"Base Camp Seattle LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Seattle","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1218000,"industry":"Commercial Photography","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":913500,"soldSecMkt":null,"state":"WA","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/24/2025","borrName":"L&L HAWAIIAN BBQ VANCOUVER, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Vancouver","collateral":true,"daysToFund":29,"firstDisbursement":"1/22/2026","fixedVar":"V","franchise":"L&L HAWAIIAN BARBEQUE/L&L HAWAIIAN GRILL","fy":2026,"gross":540200,"industry":"Limited-Service Restaurants","jobs":12,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":405150,"soldSecMkt":null,"state":"WA","status":"CURR","subprogram":"Guaranty","termMonths":123},{"acquisition":true,"approvalDate":"12/5/2025","borrName":"Cascadia Cross-Border Law","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bellingham","collateral":true,"daysToFund":28,"firstDisbursement":"1/2/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":454000,"industry":"Offices of Lawyers","jobs":11,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":340500,"soldSecMkt":true,"state":"WA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"12/4/2025","borrName":"SISTERSDQ LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Sisters","collateral":true,"daysToFund":18,"firstDisbursement":"12/22/2025","fixedVar":"V","franchise":"Dairy Queen of the Pacific Northwest  -  DQ Grill & Chill Op","fy":2026,"gross":444100,"industry":"Limited-Service Restaurants","jobs":9,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.25,"revolver":"FALSE","sbaGuaranteed":333075,"soldSecMkt":true,"state":"OR","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/23/2026","borrName":"KED, INC.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bremerton","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":234500,"industry":"Other Building Material Dealers","jobs":28,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.25,"revolver":"FALSE","sbaGuaranteed":175875,"soldSecMkt":null,"state":"WA","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/24/2026","borrName":"Salon Bellissima Of Ferndale LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Ferndale","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":184000,"industry":"Beauty Salons","jobs":7,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":138000,"soldSecMkt":null,"state":"WA","status":"COMMIT","subprogram":"Guaranty","termMonths":126},{"acquisition":false,"approvalDate":"11/19/2025","borrName":"KO Fitness","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bellingham","collateral":true,"daysToFund":7,"firstDisbursement":"11/26/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Fitness and Recreational Sports Centers","jobs":5,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":127500,"soldSecMkt":true,"state":"WA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/14/2025","borrName":"Pacific Northwest Crating LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Gladstone","collateral":true,"daysToFund":7,"firstDisbursement":"11/21/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Packing and Crating","jobs":8,"paidInFullDate":null,"processing":"SBA Express Program","rate":9,"revolver":"TRUE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"OR","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"3/19/2026","borrName":"Base Camp Seattle LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Seattle","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":50000,"industry":"Commercial Photography","jobs":4,"paidInFullDate":null,"processing":"SBA Express Program","rate":9,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"WA","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"5/13/2025","borrName":"SETTRAX LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Gig Harbor","collateral":true,"daysToFund":16,"firstDisbursement":"5/29/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":2120000,"industry":"Custom Computer Programming Services","jobs":7,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10,"revolver":"FALSE","sbaGuaranteed":1590000,"soldSecMkt":true,"state":"WA","status":"CURR","subprogram":"Guaranty","termMonths":120}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/harborstone-cu","source_type":"DealRoom Data"}}