{"ok":true,"canonical_url":"https://dealroom.so/lenders/iowa-state-bank","api_url":"https://dealroom.so/api/public/lenders/iowa-state-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Iowa State Bank","slug":"iowa-state-bank","url":"https://dealroom.so/lenders/iowa-state-bank","hq":"500 Audubon St, Sac City, IA","website":"https://www.myisb.bank","branchCount":3,"sbaFocus":{"pct":0.6,"pctile":71,"tier":"active"},"recentDealsSampled":9,"businessPurchases":0,"typicalDeal":400000,"dealRange25th75th":[235800,995000],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":2,"name":"Industrial Building Construction"},{"count":2,"name":"Drinking Places (Alcoholic Beverages)"},{"count":2,"name":"Full-Service Restaurants"},{"count":1,"name":"Ice Cream and Frozen Dessert Manufacturing"},{"count":1,"name":"Limited-Service Restaurants"},{"count":1,"name":"Commercial and Industrial Machinery and Equipment (except Au"}],"topStates":[{"count":9,"state":"IA"}],"topFranchises":[{"name":"Pizza Ranch","count":1,"url":"https://dealroom.so/franchises/pizza-ranch"}],"recentDeals":[{"acquisition":false,"approvalDate":"6/26/2025","borrName":"Pints by Beth, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Des Moines","collateral":true,"daysToFund":28,"firstDisbursement":"7/24/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":235800,"industry":"Ice Cream and Frozen Dessert Manufacturing","jobs":2,"paidInFullDate":null,"processing":"7a General","rate":8,"revolver":"FALSE","sbaGuaranteed":176850,"soldSecMkt":null,"state":"IA","status":"CURR","subprogram":"Guaranty","termMonths":132},{"acquisition":false,"approvalDate":"12/22/2023","borrName":"Mason City PR, Inc.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Mason City","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":"Pizza Ranch","fy":2024,"gross":995000,"industry":"Limited-Service Restaurants","jobs":29,"paidInFullDate":null,"processing":"7a General","rate":8.25,"revolver":"FALSE","sbaGuaranteed":746250,"soldSecMkt":null,"state":"IA","status":"CANCLD","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"8/12/2023","borrName":"Phillips Modern AG, Inc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"New Hampton","collateral":true,"daysToFund":114,"firstDisbursement":"12/4/2023","fixedVar":"V","franchise":null,"fy":2023,"gross":1665800,"industry":"Industrial Building Construction","jobs":12,"paidInFullDate":null,"processing":"7a General","rate":7.75,"revolver":"FALSE","sbaGuaranteed":1249350,"soldSecMkt":null,"state":"IA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"9/15/2023","borrName":"Phillips Modern Ag, Inc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"New Hampton","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2023,"gross":324900,"industry":"Industrial Building Construction","jobs":12,"paidInFullDate":null,"processing":"7a General","rate":7.25,"revolver":"FALSE","sbaGuaranteed":243675,"soldSecMkt":null,"state":"IA","status":"CANCLD","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"4/4/2022","borrName":"McDivots Sports Pub LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Grimes","collateral":true,"daysToFund":70,"firstDisbursement":"6/13/2022","fixedVar":"F","franchise":null,"fy":2022,"gross":450000,"industry":"Drinking Places (Alcoholic Beverages)","jobs":12,"paidInFullDate":null,"processing":"7a General","rate":4.5,"revolver":"FALSE","sbaGuaranteed":337500,"soldSecMkt":null,"state":"IA","status":"CURR","subprogram":"Guaranty","termMonths":84},{"acquisition":false,"approvalDate":"2/17/2021","borrName":"The Grain House, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Hull","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2021,"gross":400000,"industry":"Full-Service Restaurants","jobs":20,"paidInFullDate":null,"processing":"7a General","rate":5.25,"revolver":"FALSE","sbaGuaranteed":360000,"soldSecMkt":null,"state":"IA","status":"CANCLD","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"11/7/2019","borrName":"Excel Mechanical Company, Inc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Des Moines","collateral":true,"daysToFund":54,"firstDisbursement":"12/31/2019","fixedVar":"V","franchise":null,"fy":2020,"gross":5000000,"industry":"Commercial and Industrial Machinery and Equipment (except Au","jobs":72,"paidInFullDate":"7/31/2025","processing":"Builders Line of Credit (CAPLine)","rate":5.5,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":null,"state":"IA","status":"P I F","subprogram":"Small General Contractors - Se","termMonths":120},{"acquisition":false,"approvalDate":"6/25/2020","borrName":"Roadhouse Ventures LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Orange City","collateral":true,"daysToFund":36,"firstDisbursement":"7/31/2020","fixedVar":"F","franchise":null,"fy":2020,"gross":154300,"industry":"Full-Service Restaurants","jobs":31,"paidInFullDate":"11/30/2024","processing":"7a General","rate":5.75,"revolver":"FALSE","sbaGuaranteed":115725,"soldSecMkt":null,"state":"IA","status":"P I F","subprogram":"Guaranty","termMonths":84},{"acquisition":false,"approvalDate":"8/31/2020","borrName":"Sidebar SC LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Sioux Center","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2020,"gross":55000,"industry":"Drinking Places (Alcoholic Beverages)","jobs":4,"paidInFullDate":null,"processing":"7a General","rate":5.75,"revolver":"FALSE","sbaGuaranteed":46750,"soldSecMkt":null,"state":"IA","status":"CANCLD","subprogram":"Guaranty","termMonths":60}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/iowa-state-bank","source_type":"DealRoom Data"}}