{"ok":true,"canonical_url":"https://dealroom.so/lenders/newburyport-five-cents-savings-bank","api_url":"https://dealroom.so/api/public/lenders/newburyport-five-cents-savings-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Newburyport Five Cents Savings Bank","slug":"newburyport-five-cents-savings-bank","url":"https://dealroom.so/lenders/newburyport-five-cents-savings-bank","hq":"63 State St, Newburyport, MA","website":"www.newburyportbank.com","branchCount":12,"sbaFocus":{"pct":0,"pctile":13,"tier":"sideline"},"recentDealsSampled":116,"businessPurchases":7,"typicalDeal":100000,"dealRange25th75th":[50000,200000],"typicalDaysApprovalToFunding":4,"topIndustries":[{"count":8,"name":"Fitness and Recreational Sports Centers"},{"count":6,"name":"Limited-Service Restaurants"},{"count":5,"name":"Commercial and Institutional Building Construction"},{"count":5,"name":"General Automotive Repair"},{"count":3,"name":"Beauty Salons"},{"count":3,"name":"Full-Service Restaurants"},{"count":3,"name":"Breweries"},{"count":3,"name":"Computing Infrastructure Providers, Data Processing, Web Hos"}],"topStates":[{"count":66,"state":"MA"},{"count":48,"state":"NH"},{"count":2,"state":"ME"}],"topFranchises":[{"name":"Club Pilates","count":2,"url":"https://dealroom.so/franchises/club-pilates"},{"name":"Aroma Joe's","count":1,"url":"https://dealroom.so/franchises/aroma-joe-s"},{"name":"Otto Pizza","count":1,"url":"https://dealroom.so/franchises/otto-pizza"},{"name":"Screenmobile","count":1,"url":"https://dealroom.so/franchises/screenmobile"},{"name":"Bobbles & Lace","count":1,"url":null}],"recentDeals":[{"acquisition":false,"approvalDate":"2/27/2025","borrName":"NP Beauty Boutique LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Newburyport","collateral":true,"daysToFund":0,"firstDisbursement":"2/27/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":500000,"industry":"Offices of Physicians (except Mental Health Specialists)","jobs":7,"paidInFullDate":null,"processing":"7a General","rate":10,"revolver":"FALSE","sbaGuaranteed":375000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"Guaranty","termMonths":84},{"acquisition":false,"approvalDate":"9/15/2025","borrName":"FormFitNH LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Portsmouth","collateral":true,"daysToFund":2,"firstDisbursement":"9/17/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":182900,"industry":"Fitness and Recreational Sports Centers","jobs":6,"paidInFullDate":null,"processing":"SBA Express Program","rate":3,"revolver":"FALSE","sbaGuaranteed":91450,"soldSecMkt":null,"state":"NH","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":false,"approvalDate":"10/10/2024","borrName":"Seacoast House of Cars LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Stratham","collateral":true,"daysToFund":7,"firstDisbursement":"10/17/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":150000,"industry":"Used Car Dealers","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":10,"revolver":"TRUE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"NH","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":72},{"acquisition":false,"approvalDate":"7/2/2025","borrName":"SKOG & STONE SAUNA CO.","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Newburyport","collateral":true,"daysToFund":6,"firstDisbursement":"7/8/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":120000,"industry":"Other Personal Care Services","jobs":6,"paidInFullDate":null,"processing":"SBA Express Program","rate":9,"revolver":"FALSE","sbaGuaranteed":60000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":false,"approvalDate":"10/10/2024","borrName":"The Delicate Rose LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Andover","collateral":true,"daysToFund":18,"firstDisbursement":"10/28/2024","fixedVar":"F","franchise":null,"fy":2025,"gross":100000,"industry":"Offices of All Other Miscellaneous Health Practitioners","jobs":6,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.25,"revolver":"FALSE","sbaGuaranteed":50000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":false,"approvalDate":"6/6/2025","borrName":"ONYX STAFFING LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Peabody","collateral":true,"daysToFund":0,"firstDisbursement":"6/6/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":70000,"industry":"Employment Placement Agencies","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.75,"revolver":"TRUE","sbaGuaranteed":35000,"soldSecMkt":null,"state":"MA","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":72},{"acquisition":false,"approvalDate":"12/17/2024","borrName":"Green Wave LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"North Hampton","collateral":true,"daysToFund":0,"firstDisbursement":"12/17/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":50000,"industry":"Used Car Dealers","jobs":13,"paidInFullDate":null,"processing":"SBA Express Program","rate":8,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"NH","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":72},{"acquisition":false,"approvalDate":"11/15/2024","borrName":"CAISE LOGISTICS INC.","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Newfields","collateral":true,"daysToFund":5,"firstDisbursement":"11/20/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":50000,"industry":"Process, Physical Distribution, and Logistics Consulting Ser","jobs":18,"paidInFullDate":null,"processing":"SBA Express Program","rate":8,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"NH","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":72},{"acquisition":false,"approvalDate":"4/8/2025","borrName":"Coastal Beauty Company LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Newmarket","collateral":false,"daysToFund":3,"firstDisbursement":"4/11/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":50000,"industry":"Beauty Salons","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.25,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"NH","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":66},{"acquisition":false,"approvalDate":"3/20/2025","borrName":"LOPES CARPENTRY & ASSOCIATES LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"West Newbury","collateral":true,"daysToFund":0,"firstDisbursement":"3/20/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":50000,"industry":"New Single-Family Housing Construction (except For-Sale Buil","jobs":4,"paidInFullDate":"7/31/2025","processing":"SBA Express Program","rate":10,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"MA","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":72}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits Newburyport Five Cents Savings Bank, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in MA. DealRoom arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). DealRoom forwards the lead to the lender.","web_url":"https://dealroom.so/lenders/newburyport-five-cents-savings-bank?state=MA&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"MA"},"web_url":"https://dealroom.so/lenders/state/ma?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/newburyport-five-cents-savings-bank","source_type":"DealRoom Data"}}