{"ok":true,"canonical_url":"https://dealroom.so/lenders/north-state-bank","api_url":"https://dealroom.so/api/public/lenders/north-state-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"North State Bank","slug":"north-state-bank","url":"https://dealroom.so/lenders/north-state-bank","hq":"6204 Falls Of The Neuse Road, Raleigh, NC","website":"http://www.northstatebank.com","branchCount":7,"sbaFocus":{"pct":1.8,"pctile":86,"tier":"active"},"recentDealsSampled":415,"businessPurchases":86,"typicalDeal":492000,"dealRange25th75th":[305800,933000],"typicalDaysApprovalToFunding":29,"topIndustries":[{"count":39,"name":"Full-Service Restaurants"},{"count":35,"name":"Limited-Service Restaurants"},{"count":21,"name":"Fitness and Recreational Sports Centers"},{"count":16,"name":"Assisted Living Facilities for the Elderly"},{"count":15,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":9,"name":"Offices of Chiropractors"},{"count":9,"name":"Child Day Care Services"},{"count":8,"name":"Pet Care (except Veterinary) Services"}],"topStates":[{"count":110,"state":"NC"},{"count":54,"state":"FL"},{"count":34,"state":"GA"},{"count":30,"state":"TX"},{"count":24,"state":"CA"},{"count":21,"state":"NY"},{"count":17,"state":"TN"},{"count":12,"state":"AZ"},{"count":11,"state":"WI"},{"count":10,"state":"CO"}],"topFranchises":[{"name":"F45 Training","count":10,"url":"https://dealroom.so/franchises/f45-training"},{"name":"Servpro","count":7,"url":"https://dealroom.so/franchises/servpro"},{"name":"The Learning Experience","count":6,"url":"https://dealroom.so/franchises/the-learning-experience"},{"name":"Minuteman Press","count":4,"url":"https://dealroom.so/franchises/minuteman-press"},{"name":"Tifa Chocolate & Gelato","count":4,"url":null}],"recentDeals":[{"acquisition":false,"approvalDate":"1/22/2026","borrName":"Lighthouse Adventures LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Mobile","collateral":true,"daysToFund":15,"firstDisbursement":"2/6/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":2125000,"industry":"Advertising Material Distribution Services","jobs":6,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":1593750,"soldSecMkt":true,"state":"AL","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/14/2025","borrName":"Captain John Enterprises LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Wilmington","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":2025000,"industry":"Bed-and-Breakfast Inns","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":1518750,"soldSecMkt":null,"state":"NC","status":"COMMIT","subprogram":"Guaranty","termMonths":312},{"acquisition":false,"approvalDate":"12/15/2025","borrName":"PA Stinger Press, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Kalamazoo","collateral":true,"daysToFund":32,"firstDisbursement":"1/16/2026","fixedVar":"V","franchise":"Minuteman Press","fy":2026,"gross":1415000,"industry":"Commercial Printing (except Screen and Books)","jobs":7,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":1061250,"soldSecMkt":true,"state":"MI","status":"CURR","subprogram":"Guaranty","termMonths":168},{"acquisition":false,"approvalDate":"11/18/2025","borrName":"Johnny Rabbit's of Pelham, LLC.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Pelham","collateral":true,"daysToFund":35,"firstDisbursement":"12/23/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":1267000,"industry":"Coin-Operated Laundries and Drycleaners","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":950250,"soldSecMkt":null,"state":"AL","status":"CURR","subprogram":"Guaranty","termMonths":126},{"acquisition":true,"approvalDate":"1/27/2026","borrName":"Daum Enterprises LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Indian Trail","collateral":true,"daysToFund":17,"firstDisbursement":"2/13/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":1230000,"industry":"Wholesale Trade Agents and Brokers","jobs":8,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":922500,"soldSecMkt":true,"state":"NC","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"3/9/2026","borrName":"Fults Investments Corp.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Ponte Vedra Beach","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1227000,"industry":"Landscaping Services","jobs":16,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":920250,"soldSecMkt":null,"state":"FL","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/28/2026","borrName":"TDB INSURANCE SERVICES LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Frisco","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1227000,"industry":"Insurance Agencies and Brokerages","jobs":1,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.25,"revolver":"FALSE","sbaGuaranteed":920250,"soldSecMkt":true,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"11/25/2025","borrName":"CBJ Ventures LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Knightdale","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1220500,"industry":"Motor Vehicle Towing","jobs":25,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":915375,"soldSecMkt":null,"state":"NC","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/30/2026","borrName":"Pivot Health & Lifestyle PLLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Wilmington","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":925000,"industry":"Offices of Physicians (except Mental Health Specialists)","jobs":7,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":693750,"soldSecMkt":null,"state":"NC","status":"COMMIT","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"11/18/2025","borrName":"Wouden Holdings, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Eagle Mountain","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":808000,"industry":"General Freight Trucking, Local","jobs":35,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":606000,"soldSecMkt":null,"state":"UT","status":"CANCLD","subprogram":"Guaranty","termMonths":120}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/north-state-bank","source_type":"DealRoom Data"}}