{"ok":true,"canonical_url":"https://dealroom.so/lenders/security-state-bank-and-trust","api_url":"https://dealroom.so/api/public/lenders/security-state-bank-and-trust","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Security State Bank and Trust","slug":"security-state-bank-and-trust","url":"https://dealroom.so/lenders/security-state-bank-and-trust","hq":"Fredericksburg, TX","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":142,"businessPurchases":24,"typicalDeal":450000,"dealRange25th75th":[204000,846000],"typicalDaysApprovalToFunding":25,"topIndustries":[{"count":10,"name":"Fitness and Recreational Sports Centers"},{"count":10,"name":"Other Personal Care Services"},{"count":9,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":8,"name":"General Automotive Repair"},{"count":7,"name":"Limited-Service Restaurants"},{"count":4,"name":"Offices of Chiropractors"},{"count":3,"name":"Wood Kitchen Cabinet and Countertop Manufacturing"},{"count":3,"name":"Sports and Recreation Instruction"}],"topStates":[{"count":142,"state":"TX"}],"topFranchises":[{"name":"iCRYO Franchise System LLC","count":6,"url":"https://dealroom.so/franchises/icryo-franchise-system-llc"},{"name":"NobiliTea","count":3,"url":"https://dealroom.so/franchises/nobilitea"},{"name":"AAMCO Transmissions","count":3,"url":"https://dealroom.so/franchises/aamco-transmissions"},{"name":"Chick N Max","count":2,"url":"https://dealroom.so/franchises/chick-n-max"},{"name":"Wingstop","count":2,"url":"https://dealroom.so/franchises/wingstop"}],"recentDeals":[{"acquisition":false,"approvalDate":"1/30/2026","borrName":"OnQ Optical Labs, llc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"New Braunfels","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1689000,"industry":"Ophthalmic Goods Manufacturing","jobs":9,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":1266750,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/15/2025","borrName":"Ayals Trucking LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cedar Park","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":700000,"industry":"Specialized Freight (except Used Goods) Trucking, Long-Dista","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":525000,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/16/2026","borrName":"Volcanic Bean LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Boerne","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":"Bad Ass Coffee of Hawaii","fy":2026,"gross":654500,"industry":"Snack and Nonalcoholic Beverage Bars","jobs":5,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":490875,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"2/27/2026","borrName":"Ripple 2.0 Bulk Water Delivery, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Spicewood","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":450000,"industry":"Water Supply and Irrigation Systems","jobs":6,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":337500,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/13/2025","borrName":"DL Solutions, Limited Liability Company","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Angleton","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":280500,"industry":"Other Building Equipment Contractors","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":210375,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/13/2025","borrName":"9Round Kickboxing Leander","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Leander","collateral":true,"daysToFund":39,"firstDisbursement":"12/22/2025","fixedVar":"V","franchise":"9Round","fy":2026,"gross":216900,"industry":"Fitness and Recreational Sports Centers","jobs":1,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":162675,"soldSecMkt":true,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/2/2026","borrName":"5Star Auto","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Austin","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":200000,"industry":"General Automotive Repair","jobs":null,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":150000,"soldSecMkt":null,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/23/2026","borrName":"Holcomb Custom Woodwork LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Wimberley","collateral":true,"daysToFund":26,"firstDisbursement":"2/18/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Wood Kitchen Cabinet and Countertop Manufacturing","jobs":null,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":127500,"soldSecMkt":null,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"4/1/2025","borrName":"Lilley's Automotive Repair Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Austin","collateral":true,"daysToFund":29,"firstDisbursement":"4/30/2025","fixedVar":"V","franchise":"All Tune Transmissions/All Tune and Lube/ATL Motor Mate","fy":2025,"gross":1179000,"industry":"General Automotive Repair","jobs":7,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":884250,"soldSecMkt":true,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"4/10/2025","borrName":"Standard Cooperage","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Blanco","collateral":true,"daysToFund":49,"firstDisbursement":"5/29/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1170000,"industry":"Wood Container and Pallet Manufacturing","jobs":15,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":877500,"soldSecMkt":true,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":119}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/security-state-bank-and-trust","source_type":"DealRoom Data"}}