{"ok":true,"canonical_url":"https://dealroom.so/lenders/sentry-bank","api_url":"https://dealroom.so/api/public/lenders/sentry-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"Sentry Bank","slug":"sentry-bank","url":"https://dealroom.so/lenders/sentry-bank","hq":"400 4th Ave Ne, Saint Joseph, MN","website":"www.mysentrybank.com","branchCount":4,"sbaFocus":{"pct":0,"pctile":20,"tier":"sideline"},"recentDealsSampled":32,"businessPurchases":3,"typicalDeal":109900,"dealRange25th75th":[41200,220400],"typicalDaysApprovalToFunding":12,"topIndustries":[{"count":5,"name":"General Freight Trucking, Local"},{"count":4,"name":"Highway, Street, and Bridge Construction"},{"count":4,"name":"Drinking Places (Alcoholic Beverages)"},{"count":3,"name":"Home Health Care Services"},{"count":2,"name":"Clothing and Clothing Accessories Retailers"},{"count":2,"name":"Beer, Wine, and Liquor Retailers"},{"count":2,"name":"Sporting Goods Retailers"},{"count":1,"name":"Commercial Screen Printing"}],"topStates":[{"count":30,"state":"MN"},{"count":2,"state":"WI"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"11/24/2025","borrName":"LIGHTNING GRAPHICS, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Cloud","collateral":true,"daysToFund":4,"firstDisbursement":"11/28/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":100000,"industry":"Commercial Screen Printing","jobs":4,"paidInFullDate":null,"processing":"SBA Express Program","rate":8,"revolver":"TRUE","sbaGuaranteed":50000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":true,"approvalDate":"3/7/2025","borrName":"Loyal Home Health Care LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"St. Anthony","collateral":true,"daysToFund":4,"firstDisbursement":"3/11/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1860000,"industry":"Home Health Care Services","jobs":30,"paidInFullDate":null,"processing":"7a General","rate":8.5,"revolver":"FALSE","sbaGuaranteed":1395000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"3/7/2025","borrName":"Loyal Home Health Care LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"St. Anthony","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2025,"gross":1860000,"industry":"Home Health Care Services","jobs":30,"paidInFullDate":null,"processing":"7a General","rate":8.5,"revolver":"FALSE","sbaGuaranteed":1395000,"soldSecMkt":null,"state":"MN","status":"CANCLD","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"3/11/2025","borrName":"Loyal Home Health Care LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"St. Anthony","collateral":true,"daysToFund":20,"firstDisbursement":"3/31/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":100000,"industry":"Home Health Care Services","jobs":30,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.5,"revolver":"TRUE","sbaGuaranteed":50000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"8/26/2024","borrName":"White Peony LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Cloud","collateral":true,"daysToFund":0,"firstDisbursement":"8/26/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":150000,"industry":"Clothing and Clothing Accessories Retailers","jobs":19,"paidInFullDate":null,"processing":"SBA Express Program","rate":9,"revolver":"TRUE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"9/18/2024","borrName":"Sardul LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Cloud","collateral":true,"daysToFund":5,"firstDisbursement":"9/23/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":90000,"industry":"Beer, Wine, and Liquor Retailers","jobs":3,"paidInFullDate":null,"processing":"SBA Express Program","rate":9,"revolver":"FALSE","sbaGuaranteed":45000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"3/6/2023","borrName":"357 IND, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"St. Cloud","collateral":true,"daysToFund":25,"firstDisbursement":"3/31/2023","fixedVar":"V","franchise":null,"fy":2023,"gross":1183600,"industry":"Sporting Goods Retailers","jobs":2,"paidInFullDate":null,"processing":"7a General","rate":8.75,"revolver":"FALSE","sbaGuaranteed":887700,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"7/26/2023","borrName":"JadeLake L.L.C","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cold Spring","collateral":true,"daysToFund":33,"firstDisbursement":"8/28/2023","fixedVar":"V","franchise":null,"fy":2023,"gross":200000,"industry":"Clothing and Clothing Accessories Retailers","jobs":5,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.25,"revolver":"TRUE","sbaGuaranteed":100000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":59},{"acquisition":false,"approvalDate":"6/15/2023","borrName":"MP Asphalt Maintenance LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Buffalo","collateral":true,"daysToFund":1,"firstDisbursement":"6/16/2023","fixedVar":"F","franchise":null,"fy":2023,"gross":154600,"industry":"Highway, Street, and Bridge Construction","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":77300,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":72},{"acquisition":false,"approvalDate":"3/16/2023","borrName":"MP Asphalt Maintenance LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Buffalo","collateral":true,"daysToFund":4,"firstDisbursement":"3/20/2023","fixedVar":"V","franchise":null,"fy":2023,"gross":125000,"industry":"Highway, Street, and Bridge Construction","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.75,"revolver":"TRUE","sbaGuaranteed":62500,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":60}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/sentry-bank","source_type":"DealRoom Data"}}