{"ok":true,"canonical_url":"https://dealroom.so/lenders/southstate-bank-national-association","api_url":"https://dealroom.so/api/public/lenders/southstate-bank-national-association","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"SouthState Bank, National Association","slug":"southstate-bank-national-association","url":"https://dealroom.so/lenders/southstate-bank-national-association","hq":"1101 1st St S, Winter Haven, FL","website":"www.southstatebank.com","branchCount":372,"sbaFocus":{"pct":0.1,"pctile":21,"tier":"sideline"},"recentDealsSampled":2000,"businessPurchases":173,"typicalDeal":350000,"dealRange25th75th":[160000,750000],"typicalDaysApprovalToFunding":8,"topIndustries":[{"count":112,"name":"Full-Service Restaurants"},{"count":89,"name":"Limited-Service Restaurants"},{"count":48,"name":"Offices of Chiropractors"},{"count":47,"name":"All Other Specialty Trade Contractors"},{"count":42,"name":"General Automotive Repair"},{"count":38,"name":"Plumbing, Heating, and Air-Conditioning Contractors"},{"count":36,"name":"Offices of Dentists"},{"count":31,"name":"Offices of Physicians (except Mental Health Specialists)"}],"topStates":[{"count":580,"state":"FL"},{"count":304,"state":"GA"},{"count":304,"state":"TX"},{"count":180,"state":"CO"},{"count":147,"state":"SC"},{"count":140,"state":"NC"},{"count":76,"state":"VA"},{"count":57,"state":"AL"},{"count":30,"state":"TN"},{"count":28,"state":"MD"}],"topFranchises":[{"name":"The Joint...The Chiropractic Place","count":18,"url":"https://dealroom.so/franchises/the-joint-the-chiropractic-place"},{"name":"Tropical Smoothie Cafe","count":11,"url":"https://dealroom.so/franchises/tropical-smoothie-cafe"},{"name":"Tint World","count":11,"url":"https://dealroom.so/franchises/tint-world"},{"name":"Batteries Plus","count":10,"url":"https://dealroom.so/franchises/batteries-plus"},{"name":"Firehouse Subs","count":8,"url":"https://dealroom.so/franchises/firehouse-subs"}],"recentDeals":[{"acquisition":true,"approvalDate":"11/15/2025","borrName":"Courier Now, Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Austell","collateral":true,"daysToFund":54,"firstDisbursement":"1/8/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":2500000,"industry":"Couriers and Express Delivery Services","jobs":7,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":1875000,"soldSecMkt":true,"state":"GA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"3/26/2026","borrName":"Alabama Aquarium and Pond Service, Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Columbiana","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":2276500,"industry":"Research and Development in the Physical, Engineering, and L","jobs":40,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":1707375,"soldSecMkt":null,"state":"AL","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"12/19/2025","borrName":"Mosquito Squad of Hampton Roads","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Virginia Beach","collateral":true,"daysToFund":17,"firstDisbursement":"1/5/2026","fixedVar":"V","franchise":"Mosquito Squad","fy":2026,"gross":2125500,"industry":"Exterminating and Pest Control Services","jobs":8,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":1594125,"soldSecMkt":null,"state":"VA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":true,"approvalDate":"11/18/2025","borrName":"Park Central Metal Fabrication Inc.","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Jasper","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1950000,"industry":"Sheet Metal Work Manufacturing","jobs":9,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8,"revolver":"FALSE","sbaGuaranteed":1462500,"soldSecMkt":null,"state":"GA","status":"CANCLD","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"3/10/2026","borrName":"Scooter's Coffee","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Germantown","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":"Scooter's Coffee","fy":2026,"gross":1918000,"industry":"Snack and Nonalcoholic Beverage Bars","jobs":46,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.25,"revolver":"FALSE","sbaGuaranteed":1438500,"soldSecMkt":null,"state":"KY","status":"COMMIT","subprogram":"Guaranty","termMonths":180},{"acquisition":false,"approvalDate":"1/28/2026","borrName":"PB Crystal City LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Arlington","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":"Paris Baguette","fy":2026,"gross":1817000,"industry":"Baked Goods Retailers","jobs":26,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.25,"revolver":"FALSE","sbaGuaranteed":1362750,"soldSecMkt":null,"state":"VA","status":"COMMIT","subprogram":"Guaranty","termMonths":126},{"acquisition":true,"approvalDate":"12/16/2025","borrName":"Baldwin Pharmacy, LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Jefferson","collateral":true,"daysToFund":15,"firstDisbursement":"12/31/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":1475000,"industry":"Pharmacies and Drug Retailers","jobs":5,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":1106250,"soldSecMkt":null,"state":"GA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"1/27/2026","borrName":"Edge Optics LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Fort Collins","collateral":true,"daysToFund":14,"firstDisbursement":"2/10/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":1402000,"industry":"Offices of Optometrists","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":1051500,"soldSecMkt":null,"state":"CO","status":"CURR","subprogram":"Guaranty","termMonths":306},{"acquisition":false,"approvalDate":"2/24/2026","borrName":"Soil X, Corp.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Leominster","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":1400000,"industry":"Site Preparation Contractors","jobs":18,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.25,"revolver":"FALSE","sbaGuaranteed":1050000,"soldSecMkt":null,"state":"MA","status":"COMMIT","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"3/25/2026","borrName":"Wild Indie Hair Lounge LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Wheat Ridge","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":791000,"industry":"Beauty Salons","jobs":18,"paidInFullDate":null,"processing":"7a General","rate":7.25,"revolver":"FALSE","sbaGuaranteed":593250,"soldSecMkt":null,"state":"CO","status":"COMMIT","subprogram":"Guaranty","termMonths":300}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits SouthState Bank, National Association, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in FL. DealRoom arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). DealRoom forwards the lead to the lender.","web_url":"https://dealroom.so/lenders/southstate-bank-national-association?state=FL&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"FL"},"web_url":"https://dealroom.so/lenders/state/fl?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/southstate-bank-national-association","source_type":"DealRoom Data"}}