{"ok":true,"canonical_url":"https://dealroom.so/lenders/state-bank-of-southern-utah","api_url":"https://dealroom.so/api/public/lenders/state-bank-of-southern-utah","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"State Bank of Southern Utah","slug":"state-bank-of-southern-utah","url":"https://dealroom.so/lenders/state-bank-of-southern-utah","hq":"377 N Main St, Cedar City, UT","website":"http://www.sbsu.com","branchCount":17,"sbaFocus":{"pct":0.1,"pctile":30,"tier":"sideline"},"recentDealsSampled":197,"businessPurchases":17,"typicalDeal":150000,"dealRange25th75th":[52000,315000],"typicalDaysApprovalToFunding":3,"topIndustries":[{"count":9,"name":"Poured Concrete Foundation and Structure Contractors"},{"count":7,"name":"Landscaping Services"},{"count":6,"name":"Site Preparation Contractors"},{"count":6,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":4,"name":"Sporting Goods Retailers"},{"count":4,"name":"Pharmacies and Drug Retailers"},{"count":4,"name":"General Automotive Repair"},{"count":4,"name":"Hotels (except Casino Hotels) and Motels"}],"topStates":[{"count":192,"state":"UT"},{"count":2,"state":"NV"},{"count":1,"state":"AZ"},{"count":1,"state":"CA"},{"count":1,"state":"WY"}],"topFranchises":[{"name":"Five Star Bath Solutions","count":2,"url":"https://dealroom.so/franchises/five-star-bath-solutions"},{"name":"Handel's Homemade Ice Cream Since 1945","count":2,"url":"https://dealroom.so/franchises/handel-s-homemade-ice-cream-since-1945"},{"name":"Two Men and a Truck","count":1,"url":"https://dealroom.so/franchises/two-men-and-a-truck"},{"name":"Mountain Mike's Pizza","count":1,"url":"https://dealroom.so/franchises/mountain-mike-s-pizza"},{"name":"Fed Up Kitchen","count":1,"url":"https://dealroom.so/franchises/fed-up-kitchen"}],"recentDeals":[{"acquisition":false,"approvalDate":"12/9/2025","borrName":"Bronson Orton Construction L.L.C.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cedar City","collateral":true,"daysToFund":2,"firstDisbursement":"12/11/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":336800,"industry":"Other Building Finishing Contractors","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.5,"revolver":"FALSE","sbaGuaranteed":168400,"soldSecMkt":null,"state":"UT","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":300},{"acquisition":false,"approvalDate":"1/27/2026","borrName":"Julie Buchanan, Inc.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint George","collateral":true,"daysToFund":6,"firstDisbursement":"2/2/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":260000,"industry":"Offices of Dentists","jobs":10,"paidInFullDate":null,"processing":"7a General","rate":8.4,"revolver":"FALSE","sbaGuaranteed":195000,"soldSecMkt":null,"state":"UT","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/3/2025","borrName":"Allout Construction LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint George","collateral":true,"daysToFund":8,"firstDisbursement":"12/11/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":250000,"industry":"Site Preparation Contractors","jobs":null,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.5,"revolver":"TRUE","sbaGuaranteed":125000,"soldSecMkt":null,"state":"UT","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"1/29/2026","borrName":"The Cravory Shack LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Hurricane","collateral":true,"daysToFund":4,"firstDisbursement":"2/2/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Snack and Nonalcoholic Beverage Bars","jobs":16,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.25,"revolver":"FALSE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"UT","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"12/31/2025","borrName":"Cedar Sports, L L C","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cedar City","collateral":true,"daysToFund":5,"firstDisbursement":"1/5/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":150000,"industry":"Sporting Goods Retailers","jobs":10,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.85,"revolver":"TRUE","sbaGuaranteed":75000,"soldSecMkt":null,"state":"UT","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"3/31/2026","borrName":"TRANI'S LANDSCAPING, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint George","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":50000,"industry":"Landscaping Services","jobs":9,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.25,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"UT","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"3/19/2026","borrName":"Triple B Enterprises, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Hurricane","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":"Five Star Bath Solutions","fy":2026,"gross":50000,"industry":"Other Personal and Household Goods Repair and Maintenance","jobs":2,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.25,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"UT","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"1/13/2026","borrName":"Pro Waste Services, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint George","collateral":true,"daysToFund":3,"firstDisbursement":"1/16/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":50000,"industry":"Solid Waste Collection","jobs":5,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.25,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"UT","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"12/4/2025","borrName":"Two Phillips Enterprises, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Hurricane","collateral":false,"daysToFund":1,"firstDisbursement":"12/5/2025","fixedVar":"V","franchise":"Two Men and a Truck","fy":2026,"gross":50000,"industry":"Used Household and Office Goods Moving","jobs":18,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.65,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"UT","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":84},{"acquisition":false,"approvalDate":"3/4/2026","borrName":"JBC Threadworks, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Richfield","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":40000,"industry":"Commercial Screen Printing","jobs":8,"paidInFullDate":null,"processing":"SBA Express Program","rate":9,"revolver":"TRUE","sbaGuaranteed":20000,"soldSecMkt":null,"state":"UT","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":84}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits State Bank of Southern Utah, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in UT. DealRoom arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). DealRoom forwards the lead to the lender.","web_url":"https://dealroom.so/lenders/state-bank-of-southern-utah?state=UT&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"UT"},"web_url":"https://dealroom.so/lenders/state/ut?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/state-bank-of-southern-utah","source_type":"DealRoom Data"}}