{"ok":true,"canonical_url":"https://dealroom.so/lenders/the-honesdale-national-bank","api_url":"https://dealroom.so/api/public/lenders/the-honesdale-national-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-16","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"The Honesdale National Bank","slug":"the-honesdale-national-bank","url":"https://dealroom.so/lenders/the-honesdale-national-bank","hq":"733 Main St, Honesdale, PA","website":"www.hnbbank.bank","branchCount":15,"sbaFocus":{"pct":0.4,"pctile":62,"tier":"sideline"},"recentDealsSampled":18,"businessPurchases":4,"typicalDeal":360000,"dealRange25th75th":[250000,1305000],"typicalDaysApprovalToFunding":28,"topIndustries":[{"count":3,"name":"Coin-Operated Laundries and Drycleaners"},{"count":2,"name":"Full-Service Restaurants"},{"count":1,"name":"Recreational and Vacation Camps (except Campgrounds)"},{"count":1,"name":"All Other Amusement and Recreation Industries"},{"count":1,"name":"All Other Legal Services"},{"count":1,"name":"Site Preparation Contractors"},{"count":1,"name":"All Other Home Furnishings Retailers"},{"count":1,"name":"Child Care Services"}],"topStates":[{"count":15,"state":"PA"},{"count":3,"state":"NY"}],"topFranchises":[{"name":"Budget Blinds","count":1,"url":"https://dealroom.so/franchises/budget-blinds"}],"recentDeals":[{"acquisition":false,"approvalDate":"1/30/2026","borrName":"Camp IHC, Inc. FKA Penncamps, Inc.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Equinunk","collateral":true,"daysToFund":28,"firstDisbursement":"2/27/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":3200000,"industry":"Recreational and Vacation Camps (except Campgrounds)","jobs":294,"paidInFullDate":null,"processing":"Seasonal Line of Credit (CAPLine)","rate":7,"revolver":"TRUE","sbaGuaranteed":2400000,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Seasonal Line of Credit","termMonths":12},{"acquisition":false,"approvalDate":"2/10/2025","borrName":"Wake in the Woods LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Lake Ariel","collateral":true,"daysToFund":18,"firstDisbursement":"2/28/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":1760000,"industry":"All Other Amusement and Recreation Industries","jobs":17,"paidInFullDate":null,"processing":"7a General","rate":9,"revolver":"FALSE","sbaGuaranteed":1320000,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":256},{"acquisition":true,"approvalDate":"11/7/2024","borrName":"The Laundry Lab Easton LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Easton","collateral":true,"daysToFund":6,"firstDisbursement":"11/13/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":648000,"industry":"Coin-Operated Laundries and Drycleaners","jobs":2,"paidInFullDate":null,"processing":"7a General","rate":9,"revolver":"FALSE","sbaGuaranteed":486000,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/4/2025","borrName":"229 Laundry LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Luzerne","collateral":true,"daysToFund":10,"firstDisbursement":"3/14/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":472500,"industry":"Coin-Operated Laundries and Drycleaners","jobs":2,"paidInFullDate":null,"processing":"7a General","rate":8,"revolver":"FALSE","sbaGuaranteed":354375,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":240},{"acquisition":false,"approvalDate":"3/26/2025","borrName":"Richmond Corporate Service Group LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Staten Island","collateral":true,"daysToFund":16,"firstDisbursement":"4/11/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":330000,"industry":"All Other Legal Services","jobs":6,"paidInFullDate":null,"processing":"7a General","rate":9,"revolver":"FALSE","sbaGuaranteed":247500,"soldSecMkt":null,"state":"NY","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/3/2023","borrName":"CR Land Adventures LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Mount Pocono","collateral":true,"daysToFund":27,"firstDisbursement":"11/30/2023","fixedVar":"F","franchise":null,"fy":2024,"gross":1197000,"industry":"Coin-Operated Laundries and Drycleaners","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":8.75,"revolver":"FALSE","sbaGuaranteed":897750,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":216},{"acquisition":false,"approvalDate":"3/19/2024","borrName":"Zenex, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Covington Township","collateral":true,"daysToFund":27,"firstDisbursement":"4/15/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":360000,"industry":"Site Preparation Contractors","jobs":9,"paidInFullDate":null,"processing":"7a General","rate":9.25,"revolver":"FALSE","sbaGuaranteed":270000,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"8/28/2024","borrName":"Pete N Reenies by Justin N Courtney LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Eynon","collateral":true,"daysToFund":48,"firstDisbursement":"10/15/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":279000,"industry":"Full-Service Restaurants","jobs":4,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":209250,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":240},{"acquisition":false,"approvalDate":"6/14/2024","borrName":"LaBracio Enterprises LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Honesdale","collateral":true,"daysToFund":21,"firstDisbursement":"7/5/2024","fixedVar":"F","franchise":"Budget Blinds","fy":2024,"gross":123700,"industry":"All Other Home Furnishings Retailers","jobs":3,"paidInFullDate":null,"processing":"7a General","rate":9,"revolver":"FALSE","sbaGuaranteed":105145,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/16/2024","borrName":"Mini Miracles Learning Center LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Peckville","collateral":true,"daysToFund":32,"firstDisbursement":"4/17/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":67500,"industry":"Child Care Services","jobs":16,"paidInFullDate":null,"processing":"7a General","rate":9,"revolver":"FALSE","sbaGuaranteed":57375,"soldSecMkt":null,"state":"PA","status":"CURR","subprogram":"Guaranty","termMonths":120}]},"for_agents":{"mcp_endpoint":"https://dealroom.so/api/mcp","docs":"https://dealroom.so/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits The Honesdale National Bank, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in PA. DealRoom arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). DealRoom forwards the lead to the lender.","web_url":"https://dealroom.so/lenders/the-honesdale-national-bank?state=PA&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"PA"},"web_url":"https://dealroom.so/lenders/state/pa?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://dealroom.so/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/the-honesdale-national-bank","source_type":"DealRoom Data"}}