{"ok":true,"canonical_url":"https://dealroom.so/lenders/united-bank","api_url":"https://dealroom.so/api/public/lenders/united-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"United Bank","slug":"united-bank","url":"https://dealroom.so/lenders/united-bank","hq":"685 Griffin St, Zebulon, GA","website":"www.accessunited.com","branchCount":18,"sbaFocus":{"pct":0,"pctile":14,"tier":"sideline"},"recentDealsSampled":91,"businessPurchases":5,"typicalDeal":557000,"dealRange25th75th":[287000,1380000],"typicalDaysApprovalToFunding":20,"topIndustries":[{"count":7,"name":"Limited-Service Restaurants"},{"count":6,"name":"Full-Service Restaurants"},{"count":5,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":3,"name":"Car Washes"},{"count":3,"name":"Beer, Wine, and Liquor Stores"},{"count":3,"name":"Hotels (except Casino Hotels) and Motels"},{"count":3,"name":"Beauty Salons"},{"count":2,"name":"Private Mail Centers"}],"topStates":[{"count":69,"state":"GA"},{"count":11,"state":"AL"},{"count":5,"state":"FL"},{"count":2,"state":"SC"},{"count":2,"state":"KY"},{"count":1,"state":"TN"},{"count":1,"state":"NC"}],"topFranchises":[{"name":"Checkers","count":2,"url":"https://dealroom.so/franchises/checkers"},{"name":"Huddle House","count":1,"url":"https://dealroom.so/franchises/huddle-house"},{"name":"Ding Tea","count":1,"url":"https://dealroom.so/franchises/ding-tea"},{"name":"PONKO Chicken","count":1,"url":"https://dealroom.so/franchises/ponko-chicken"},{"name":"Crumbl","count":1,"url":"https://dealroom.so/franchises/crumbl"}],"recentDeals":[{"acquisition":false,"approvalDate":"11/20/2025","borrName":"Forsyth Ship & Print Co., LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Forsyth","collateral":true,"daysToFund":22,"firstDisbursement":"12/12/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":146500,"industry":"Private Mail Centers","jobs":4,"paidInFullDate":null,"processing":"7a General","rate":10.25,"revolver":"FALSE","sbaGuaranteed":124525,"soldSecMkt":null,"state":"GA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"2/25/2025","borrName":"Adams Offroad LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Robertsdale","collateral":true,"daysToFund":29,"firstDisbursement":"3/26/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":464300,"industry":"Home and Garden Equipment Repair and Maintenance","jobs":7,"paidInFullDate":null,"processing":"7a General","rate":7.5,"revolver":"FALSE","sbaGuaranteed":348225,"soldSecMkt":null,"state":"AL","status":"CURR","subprogram":"Guaranty","termMonths":252},{"acquisition":false,"approvalDate":"3/6/2025","borrName":"The IVy Beauty and Wellness, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Thomaston","collateral":true,"daysToFund":26,"firstDisbursement":"4/1/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":350000,"industry":"Other Personal Care Services","jobs":6,"paidInFullDate":null,"processing":"7a General","rate":9.65,"revolver":"FALSE","sbaGuaranteed":262500,"soldSecMkt":null,"state":"GA","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/26/2025","borrName":"3 Arrows Boutique Butcher LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Fairhope","collateral":true,"daysToFund":65,"firstDisbursement":"5/30/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":300000,"industry":"Meat Retailers","jobs":4,"paidInFullDate":null,"processing":"7a General","rate":8.509,"revolver":"FALSE","sbaGuaranteed":225000,"soldSecMkt":null,"state":"AL","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/24/2024","borrName":"Legacy 12 Holdings, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Salem","collateral":true,"daysToFund":35,"firstDisbursement":"11/28/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":212500,"industry":"Home Health Care Services","jobs":42,"paidInFullDate":null,"processing":"7a General","rate":9,"revolver":"FALSE","sbaGuaranteed":159375,"soldSecMkt":null,"state":"SC","status":"CURR","subprogram":"Guaranty","termMonths":84},{"acquisition":false,"approvalDate":"12/23/2024","borrName":"Adams Offroad LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Robertsdale","collateral":true,"daysToFund":0,"firstDisbursement":"12/23/2024","fixedVar":"V","franchise":null,"fy":2025,"gross":198900,"industry":"Home and Garden Equipment Repair and Maintenance","jobs":7,"paidInFullDate":"4/30/2025","processing":"7a General","rate":8.259,"revolver":"FALSE","sbaGuaranteed":149175,"soldSecMkt":null,"state":"AL","status":"P I F","subprogram":"Guaranty","termMonths":180},{"acquisition":false,"approvalDate":"3/26/2025","borrName":"Reveille Express, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Fairhope","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2025,"gross":60000,"industry":"Snack and Nonalcoholic Beverage Bars","jobs":6,"paidInFullDate":null,"processing":"7a General","rate":8.009,"revolver":"FALSE","sbaGuaranteed":51000,"soldSecMkt":null,"state":"AL","status":"CANCLD","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/17/2023","borrName":"STARWASH EXPRESS LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Oviedo","collateral":true,"daysToFund":67,"firstDisbursement":"1/23/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":5000000,"industry":"Car Washes","jobs":11,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.5,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"FL","status":"CURR","subprogram":"Guaranty","termMonths":312},{"acquisition":false,"approvalDate":"4/4/2024","borrName":"Homestead Restaurant Group, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cumming","collateral":true,"daysToFund":26,"firstDisbursement":"4/30/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":2500000,"industry":"Full-Service Restaurants","jobs":100,"paidInFullDate":"11/30/2025","processing":"7a General","rate":10.25,"revolver":"FALSE","sbaGuaranteed":1875000,"soldSecMkt":true,"state":"GA","status":"P I F","subprogram":"Guaranty","termMonths":123},{"acquisition":false,"approvalDate":"12/15/2023","borrName":"Starpower Inc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Cartersville","collateral":true,"daysToFund":13,"firstDisbursement":"12/28/2023","fixedVar":"V","franchise":null,"fy":2024,"gross":2000000,"industry":"Sporting Goods Stores","jobs":24,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.5,"revolver":"FALSE","sbaGuaranteed":1500000,"soldSecMkt":true,"state":"GA","status":"CURR","subprogram":"Guaranty","termMonths":311}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/united-bank","source_type":"DealRoom Data"}}