{"ok":true,"canonical_url":"https://dealroom.so/lenders/us-metro-bank","api_url":"https://dealroom.so/api/public/lenders/us-metro-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-15","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://dealroom.so/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","DealRoom lender and franchise enrichment"],"lender":{"name":"US Metro Bank","slug":"us-metro-bank","url":"https://dealroom.so/lenders/us-metro-bank","hq":"9866 Garden Grove Blvd, Garden Grove, CA","website":"http://WWW.USMETROBANK.COM","branchCount":11,"sbaFocus":{"pct":23.8,"pctile":99,"tier":"specialist"},"recentDealsSampled":601,"businessPurchases":93,"typicalDeal":1485000,"dealRange25th75th":[760000,3000000],"typicalDaysApprovalToFunding":17,"topIndustries":[{"count":217,"name":"Hotels (except Casino Hotels) and Motels"},{"count":64,"name":"Gasoline Stations with Convenience Stores"},{"count":26,"name":"Full-Service Restaurants"},{"count":20,"name":"Beer, Wine, and Liquor Retailers"},{"count":13,"name":"Limited-Service Restaurants"},{"count":11,"name":"Assisted Living Facilities for the Elderly"},{"count":11,"name":"Car Washes"},{"count":10,"name":"General Freight Trucking, Long-Distance, Truckload"}],"topStates":[{"count":306,"state":"CA"},{"count":100,"state":"TX"},{"count":50,"state":"WA"},{"count":18,"state":"NV"},{"count":12,"state":"AZ"},{"count":9,"state":"OH"},{"count":9,"state":"FL"},{"count":8,"state":"OR"},{"count":7,"state":"VA"},{"count":7,"state":"GA"}],"topFranchises":[{"name":"Motel 6","count":13,"url":"https://dealroom.so/franchises/motel-6"},{"name":"Quality Inn by Choice Hotels /Quality Inn & Suites by Choice","count":13,"url":null},{"name":"Super 8 by Wyndhan","count":12,"url":"https://dealroom.so/franchises/super-8-by-wyndhan"},{"name":"Best Western / Best Western Plus - Membership Agreement","count":11,"url":"https://dealroom.so/franchises/best-western-best-western-plus-membership-agreement"},{"name":"Days Inn by Wyndham","count":8,"url":"https://dealroom.so/franchises/days-inn-by-wyndham"}],"recentDeals":[{"acquisition":false,"approvalDate":"2/19/2026","borrName":"Belen Home Fashion","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Houston","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":5000000,"industry":"Home Furnishing Merchant Wholesalers","jobs":9,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"TX","status":"COMMIT","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"2/12/2026","borrName":"Willow Tree Inn & Suites","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Sun Valley","collateral":true,"daysToFund":13,"firstDisbursement":"2/25/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":5000000,"industry":"Hotels (except Casino Hotels) and Motels","jobs":6,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"1/28/2026","borrName":"Swadeshi","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Leander","collateral":true,"daysToFund":8,"firstDisbursement":"2/5/2026","fixedVar":"V","franchise":null,"fy":2026,"gross":5000000,"industry":"Supermarkets and Other Grocery Retailers (except Convenience","jobs":18,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":null,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":306},{"acquisition":false,"approvalDate":"1/26/2026","borrName":"Courtyard by Marriott Richardson / Greater Dallas Area","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Richardson","collateral":true,"daysToFund":16,"firstDisbursement":"2/11/2026","fixedVar":"V","franchise":"Courtyard by Marriott","fy":2026,"gross":5000000,"industry":"Hotels (except Casino Hotels) and Motels","jobs":8,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":true,"approvalDate":"12/12/2025","borrName":"Hampton Inn North Austin","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Austin","collateral":true,"daysToFund":19,"firstDisbursement":"12/31/2025","fixedVar":"V","franchise":"Hampton Inn","fy":2026,"gross":5000000,"industry":"Hotels (except Casino Hotels) and Motels","jobs":8,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":true,"approvalDate":"12/11/2025","borrName":"Hyatt House Addison","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Addison","collateral":true,"daysToFund":7,"firstDisbursement":"12/18/2025","fixedVar":"V","franchise":"Hyatt House","fy":2026,"gross":5000000,"industry":"Hotels (except Casino Hotels) and Motels","jobs":19,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"TX","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"11/28/2025","borrName":"Holiday Inn Express Colton-Riverside North","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Colton","collateral":true,"daysToFund":75,"firstDisbursement":"2/11/2026","fixedVar":"V","franchise":"Holiday Inn Express/Holiday Inn Express & Suites","fy":2026,"gross":5000000,"industry":"Hotels (except Casino Hotels) and Motels","jobs":35,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"11/24/2025","borrName":"Motel 6 Sacramento North","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Sacramento","collateral":true,"daysToFund":29,"firstDisbursement":"12/23/2025","fixedVar":"V","franchise":"Motel 6","fy":2026,"gross":5000000,"industry":"Hotels (except Casino Hotels) and Motels","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"11/17/2025","borrName":"Jefferson Gas and Mart","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Temecula","collateral":true,"daysToFund":54,"firstDisbursement":"1/10/2026","fixedVar":"V","franchise":"Bay Oil Company (Shell / Chevron / Texaco / Citgo) Fuel Purc","fy":2026,"gross":5000000,"industry":"Gasoline Stations with Convenience Stores","jobs":12,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.5,"revolver":"FALSE","sbaGuaranteed":3750000,"soldSecMkt":true,"state":"CA","status":"CURR","subprogram":"Guaranty","termMonths":300},{"acquisition":false,"approvalDate":"11/14/2025","borrName":"CAN-AM STATION","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Point Roberts","collateral":true,"daysToFund":21,"firstDisbursement":"12/5/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":4889000,"industry":"Gasoline Stations with Convenience Stores","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.25,"revolver":"FALSE","sbaGuaranteed":3666750,"soldSecMkt":true,"state":"WA","status":"CURR","subprogram":"Guaranty","termMonths":300}]},"caveats":["DealRoom data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"DealRoom lender profile","url":"https://dealroom.so/lenders/us-metro-bank","source_type":"DealRoom Data"}}