{"ok":true,"canonical_url":"https://dealroom.so/for-lenders/questions/what-is-the-primary-purpose-of-the-request-to-honor-sba-7-a-loan-guaranty-form-in-the-upp","api_url":"https://dealroom.so/api/public/questions/what-is-the-primary-purpose-of-the-request-to-honor-sba-7-a-loan-guaranty-form-in-the-upp","question":"What is the primary purpose of the \"Request to Honor SBA 7(a) Loan Guaranty\" form in the UPP?","topic":"Guaranty purchase / UPP","audience":"lender","bot_mode":"lender","short_answer":"The \"Request to Honor SBA 7(a) Loan Guaranty\" form (SBA Form 1149 is often used to expedite this) serves as the official lender's request to the SBA to purchase the guaranteed portion of a defaulted 7(a) loan.","rule":"This form formally initiates the guaranty purchase process, where the lender asks the SBA to fulfill its guarantee obligation. It summarizes key loan information, the default status, and the amount requested for purchase, acting as the cover sheet for the extensive documentation within the UPP.","example":"After liquidating a defaulted loan and incurring a loss, a lender completes the \"Request to Honor SBA 7(a) Loan Guaranty\" form, attaches it to the UPP, and submits it to the SBA to claim the guaranteed portion of the outstanding balance.","what_lenders_check":"Lenders must ensure this form is accurately completed and supported by all required UPP documentation. Inaccuracies or omissions on this form can cause delays or issues with the guaranty purchase process.","required_facts":["Guaranty purchase","Official request","Loan summary","UPP submission"],"source_families":["Request to Honor SBA 7(a) Loan Guaranty","Universal Purchase Package (UPP)","SBA Form 1149 - Lender's Transcript of Account"],"official_sources":[{"title":"Request to Honor SBA 7(a) Loan Guaranty","url":"https://www.sba.gov/sites/default/files/2026-01/Request%20to%20Honor%20SBA%207a%20Loan%20Guaranty.pdf"},{"title":"Universal Purchase Package (UPP)","url":"https://www.sba.gov/sites/default/files/2026-05/UPPv5.2.pdf"},{"title":"SBA Form 1149 - Lender's Transcript of Account","url":"https://www.sba.gov/sites/default/files/2025-05/SBA%20Form%201149.pdf"}],"related_questions":[{"question":"What are the most frequent reasons the SBA denies a 7(a) guaranty purchase request due to lender errors during origination?","url":"https://dealroom.so/for-lenders/questions/what-are-the-most-frequent-reasons-the-sba-denies-a-7-a-guaranty-purchase-request-due-to-l"},{"question":"How does a lender properly account for eligible liquidation expenses within the Universal Purchase Package (UPP)?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-properly-account-for-eligible-liquidation-expenses-within-the-universal-"},{"question":"What specific documentation is required in the Universal Purchase Package (UPP) to support a request for guaranty purchase when the borrower has defaulted due to fraud?","url":"https://dealroom.so/for-lenders/questions/what-specific-documentation-is-required-in-the-universal-purchase-package-upp-to-support-a"},{"question":"How does a lender process a Universal Purchase Package (UPP) when collateral is still being liquidated?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-process-a-universal-purchase-package-upp-when-collateral-is-still-being-"},{"question":"What specific documentation is required in the Universal Purchase Package (UPP) to support eligible liquidation expenses?","url":"https://dealroom.so/for-lenders/questions/what-specific-documentation-is-required-in-the-universal-purchase-package-upp-to-support-e"},{"question":"What is the primary purpose of the Universal Purchase Package (UPP) for lenders?","url":"https://dealroom.so/for-lenders/questions/what-is-the-primary-purpose-of-the-universal-purchase-package-upp-for-lenders"}],"related_terms":[{"term":"SBA 7(a) loan guaranty","url":"https://dealroom.so/glossary/sba-7-a-loan-guaranty"},{"term":"SBA 7(a) loan","url":"https://dealroom.so/glossary/sba-7-a-loan"},{"term":"7(a) loan","url":"https://dealroom.so/glossary/7a-loan"},{"term":"SBA 7(a) Loan Program","url":"https://dealroom.so/glossary/sba-7-a-loan-program"},{"term":"SBA 7(a) program","url":"https://dealroom.so/glossary/sba-7-a-program"},{"term":"Guaranty Request","url":"https://dealroom.so/glossary/guaranty-request"}],"related_tools":[{"name":"SBA 7(a) payment & fee calculator","url":"https://dealroom.so/sba-7a/calculator"},{"name":"Find an active SBA 7(a) lender","url":"https://dealroom.so/lenders"}],"data_freshness":{"last_reviewed":"2026-06-13","sba_rule_sources_checked_through":"2026-06-13"},"citation":{"label":"DealRoom.so SBA 7(a) Q&A","url":"https://dealroom.so/for-lenders/questions/what-is-the-primary-purpose-of-the-request-to-honor-sba-7-a-loan-guaranty-form-in-the-upp","source_type":"DealRoom Q&A"},"caveats":["Grounded in the current SBA rulebook; verify against official sources before relying on it for a live deal.","Not legal, tax, or financial advice and not an approval decision."]}