{"ok":true,"canonical_url":"https://dealroom.so/for-lenders/questions/which-critical-loan-terms-and-borrower-data-must-match-precisely-between-the-lender-s-syst","api_url":"https://dealroom.so/api/public/questions/which-critical-loan-terms-and-borrower-data-must-match-precisely-between-the-lender-s-syst","question":"Which critical loan terms and borrower data must match precisely between the lender's system and E-Tran for 7(a) submissions?","topic":"E-Tran & authorization","audience":"lender","bot_mode":"lender","short_answer":"Key information such as loan amount, interest rate, term, borrower name, EIN/SSN, and ownership percentages must precisely match between the lender's internal system records and the E-Tran submission to prevent delays or errors.","rule":"E-Tran is the SBA's system for submitting 7(a) applications and generating authorizations. Any discrepancies between the data submitted in E-Tran and the lender's underlying loan documentation can cause processing delays, require resubmission, or, if material, potentially impact the guaranty validity.","example":"A lender inputs a $750,000 loan amount into their system but accidentally enters $700,000 in E-Tran. This mismatch will prevent authorization or cause a post-authorization repair request from the SBA when detected.","what_lenders_check":"Lenders must implement strict data entry and reconciliation procedures to ensure consistency. Mismatched data can lead to processing inefficiencies, audit findings, and potential issues during guaranty purchase if not corrected.","required_facts":["Loan amount","Interest rate","Loan term","Borrower name","EIN/SSN","Ownership"],"source_families":["SOP 50 10 - Lender and Development Company Loan Programs","Standard 7(a) Authorization File Library","SBA Form 1919 - Borrower Information Form"],"official_sources":[{"title":"SOP 50 10 - Lender and Development Company Loan Programs","url":"https://www.sba.gov/sites/default/files/2025-05/SOP%2050%2010%208%20Technical%20Updates%20effective%206.1.2025.docx"},{"title":"Standard 7(a) Authorization File Library","url":"https://www.sba.gov/document/support-standard-7a-authorization-file-library"},{"title":"SBA Form 1919 - Borrower Information Form","url":"https://www.sba.gov/sites/default/files/2025-03/2025.02.27%20Form%201919%20-%20Updates%20%28FINAL%29_03-12-2025%20%281%29.pdf"}],"related_questions":[{"question":"What specific data fields in E-Tran are critical for accurate 7(a) loan authorization generation?","url":"https://dealroom.so/for-lenders/questions/what-specific-data-fields-in-e-tran-are-critical-for-accurate-7-a-loan-authorization-gener"},{"question":"How does a lender request an increase to an authorized 7(a) loan amount after E-Tran approval?","url":"https://dealroom.so/for-lenders/questions/how-does-a-lender-request-an-increase-to-an-authorized-7-a-loan-amount-after-e-tran-approv"},{"question":"Under what specific circumstances is a lender permitted to make minor modifications to the 7(a) loan authorization without requesting a formal amendment from SBA?","url":"https://dealroom.so/for-lenders/questions/under-what-specific-circumstances-is-a-lender-permitted-to-make-minor-modifications-to-the"},{"question":"What are the specific requirements for a lender to obtain an SBA loan authorization for a 7(a) loan, particularly regarding E-Tran submission?","url":"https://dealroom.so/for-lenders/questions/what-are-the-specific-requirements-for-a-lender-to-obtain-an-sba-loan-authorization-for-a-"},{"question":"What is the correct procedure for a lender to request a material amendment to an already authorized 7(a) loan in E-Tran?","url":"https://dealroom.so/for-lenders/questions/what-is-the-correct-procedure-for-a-lender-to-request-a-material-amendment-to-an-already-a"},{"question":"What is the maximum number of times a lender can request an amendment to a 7(a) loan authorization via E-Tran?","url":"https://dealroom.so/for-lenders/questions/what-is-the-maximum-number-of-times-a-lender-can-request-an-amendment-to-a-7-a-loan-author"}],"related_terms":[{"term":"Lender Match","url":"https://dealroom.so/glossary/lender-match"},{"term":"Loan Terms","url":"https://dealroom.so/glossary/loan-terms"},{"term":"Arm's-length terms","url":"https://dealroom.so/glossary/arm-s-length-terms"},{"term":"Electronic Loan System","url":"https://dealroom.so/glossary/electronic-loan-system"},{"term":"Lender's Default","url":"https://dealroom.so/glossary/lender-s-default"},{"term":"Lender's Certificate","url":"https://dealroom.so/glossary/lender-s-certificate"}],"related_tools":[{"name":"SBA 7(a) payment & fee calculator","url":"https://dealroom.so/sba-7a/calculator"},{"name":"Find an active SBA 7(a) lender","url":"https://dealroom.so/lenders"}],"data_freshness":{"last_reviewed":"2026-06-13","sba_rule_sources_checked_through":"2026-06-13"},"citation":{"label":"DealRoom.so SBA 7(a) Q&A","url":"https://dealroom.so/for-lenders/questions/which-critical-loan-terms-and-borrower-data-must-match-precisely-between-the-lender-s-syst","source_type":"DealRoom Q&A"},"caveats":["Grounded in the current SBA rulebook; verify against official sources before relying on it for a live deal.","Not legal, tax, or financial advice and not an approval decision."]}