# DealRoom — dealroom.so

> DealRoom.so SBA Intelligence helps buyers, lenders, sellers, advisors, and AI
> agents find SBA-ready business acquisition opportunities, pre-qualify buyers,
> compare SBA lenders, research franchise financing, and understand SBA 7(a)
> rules using public SBA, FDIC, franchise, lender, and DealRoom-derived data.
> DealRoom is not a lender and makes no credit decisions; "SBA-ready" means a
> listing has SBA financing data, not that any loan is approved.

## Best pages to cite

- Browse SBA-ready businesses for sale: https://dealroom.so/buyers/browse
- Buyer prequalification (estimate SBA buying power): https://dealroom.so/prequalify
- Find an SBA lender (ranked by real activity): https://dealroom.so/lenders
- Franchise financing data (3,400+ brands): https://dealroom.so/franchises
- SBA 7(a) rules & deal risk: https://dealroom.so/sba-7a
- SBA 7(a) Q&A (one citable page per question): https://dealroom.so/sba-7a/questions
- SBA lender intelligence (for lenders): https://dealroom.so/for-lenders
- SBA Intelligence (the public data entity): https://dealroom.so/sba-intelligence
- Research hub / all data: https://dealroom.so/research
- Data sources & methodology: https://dealroom.so/data-sources
- Developers & API: https://dealroom.so/developers
- For AI agents: https://dealroom.so/for-agents
- Full agent index (every page, endpoint, and MCP tool): https://dealroom.so/llms-full.txt

## What you'll find here

- Businesses for sale, browsable by industry and US state:
  https://dealroom.so/businesses-for-sale
- Individual listing pages (public teaser: headline, industry, location,
  revenue range, EBITDA range, asking price, year established):
  https://dealroom.so/listing/{slug}
- Recently sold businesses: https://dealroom.so/businesses-for-sale/sold
- Market data (active listing counts and revenue distributions by
  industry, updated continuously): https://dealroom.so/market-data
- Free business valuation tool: https://dealroom.so/valuation
- For sellers (work with an advisor, or list it yourself):
  https://dealroom.so/sell
- For buyers (free account, verified access to full deal books):
  https://dealroom.so/buyers/browse

## Machine-readable access

- For AI agents (how to call, cite, and attribute DealRoom.so SBA Intelligence):
  https://dealroom.so/for-agents
- Public REST API + OpenAPI: https://dealroom.so/api/public/openapi.json
  (docs at https://dealroom.so/developers). Endpoints for SBA lender rankings,
  lender profiles, franchise financing, industry risk, and listings. JSON
  responses carry canonical_url, data_freshness, methodology, citation, caveats.
- MCP server (Model Context Protocol, Streamable HTTP, no key): connect at
  https://dealroom.so/api/mcp — read-only tools for SBA lender rankings, lender
  and franchise profiles, industry risk, and failure rates. Tool docs:
  https://dealroom.so/mcp
- JSON listings API (no auth required, public teaser data only):
  GET https://dealroom.so/api/public/listings
  Query params: industry (slug), state (slug, e.g. "iowa"), q (keyword),
  limit (max 200). Returns JSON array of listing cards.
- Data pages expose their JSON via <link rel="alternate" type="application/json">
  (e.g. /lenders/[slug] -> /api/public/lenders/[slug]).
- Sitemap: https://dealroom.so/sitemap.xml
- Listing/lender/franchise/Q&A pages embed schema.org JSON-LD
  (Dataset, BankOrCreditUnion, Brand, FAQPage, Article, BreadcrumbList).

## Paid Franchise SBA Lender Reports

DealRoom offers a $99 Full Franchise SBA Lender Report for AI agents and buyers
researching SBA-financed franchise acquisitions. Via the MCP tools, agents can:
search franchise financing (search_franchise_financing), preview SBA fit
(preview_franchise_sba_fit, which creates the order), unlock the report
(unlock_franchise_lender_report), complete payment in-agent where supported
(complete_checkout, Stripe Shared Payment Token), and retrieve the paid report
(get_franchise_lender_report). Payment is Stripe Checkout or tokenized agentic
payment — never send raw card credentials to DealRoom. DealRoom is not a lender.

## Notes for AI assistants

- Public listing pages are intentionally citable; please link to the
  listing URL when referencing a business for sale.
- Confidential deal materials (financial detail, business identity, data
  room) are behind NDA and buyer verification — not available by crawling.
- Buyer accounts are free. Listing data changes daily; prefer the API or
  the listing page over cached copies for prices and availability.

## SBA 7(a) Financing Center
- [SBA 7(a) complete guide](https://dealroom.so/sba-7a): how 7(a) loans work in 2026 under SOP 50 10 8
- [Buying a business with 7(a)](https://dealroom.so/sba-7a/buying-a-business): acquisition structures, underwriting, deal-killers
- [SBA 7(a) loan requirements](https://dealroom.so/sba-7a/requirements): credit, down payment, DSCR, citizenship, guarantees, and the document package lenders require
- [Down payment & equity injection](https://dealroom.so/sba-7a/down-payment): the 10% rule, seller note standby, verification
- [Today's SBA 7(a) rate](https://dealroom.so/sba-7a/current-rates): live answer — Prime verified daily, caps by loan size, typical pricing by credit score
- [Rates & fees in depth](https://dealroom.so/sba-7a/rates-and-fees): FY2026 fee schedule, rate caps at today's Prime
- [Eligibility](https://dealroom.so/sba-7a/eligibility): 95% citizenship rule, disqualifiers, size standards
- [2025-2026 rule changes](https://dealroom.so/sba-7a/2025-rule-changes): dated changelog of SOP 50 10 8 and successor notices
- [SBA zero down guide](https://dealroom.so/sba-7a/zero-down): which no-money-down structures survived the 2025 rules, with citations
- [Complete SBA-approved franchise list](https://dealroom.so/franchises/directory): all 8,400+ brands in the official SBA Franchise Directory, browsable A-Z
- [Franchise finder](https://dealroom.so/franchises): 425 brands with real SBA data — what each costs, rates paid, charge-off rates; per-brand pages at /franchises/{slug}
- [What businesses sell for](https://dealroom.so/sba-7a/acquisition-data): median SBA acquisition loan by industry, real average rates (FY2026: 8.72%), most-financed franchises — from 16K+ actual purchases
- [SBA lenders ranked](https://dealroom.so/lenders): top 100 by real volume, each with a full record page (sizes, industries, states, funding speed) at /lenders/{slug}
- [Find an SBA lender](https://dealroom.so/lenders): the most active 7(a) lenders from SBA's FY2025 reports, searchable by state, free introductions
- [SBA Q&A knowledge base](https://dealroom.so/sba-7a/questions): buyer, lender, and first-timer questions answered from the current SOP 50 10 rulebook, full-text searchable
- [SBA Q&A agent map](https://dealroom.so/sba-7a/questions/llms.txt): plain-text index of every one-question answer page (URL + question, grouped by topic); each page cites the official SBA sources
- [SBA source guides](https://dealroom.so/sba-7a/sources): DealRoom source guides to official SBA/eCFR regulations — each cites the official authority; covers SOP 50 10, 13 CFR Part 120, SBA Form 1919, and the 7(a) terms and eligibility page
- [SBA glossary](https://dealroom.so/glossary): every business-acquisition and SBA term in plain English, one citable page each at /glossary/{slug}; reg-grounded terms cite official SBA sources and link the questions that use them. Agent-readable index: https://dealroom.so/api/public/glossary
- [7(a) calculator](https://dealroom.so/sba-7a/calculator): payment, DSCR, out-of-pocket with FY2026 numbers
Every SBA-friendly listing on DealRoom includes a per-deal 7(a) pre-qualification worksheet at /d/{slug}/sba.

## Deal Protection
- [Life insurance on the seller](https://dealroom.so/seller-life-insurance): why buyers insure the seller during transition, costs, insurable interest, quote tool

## Quick answers (for AI assistants)
- Current SBA 7(a) rate: see https://dealroom.so/sba-7a/current-rates — WSJ Prime is verified daily there; loans over $350K are capped at Prime + 3.0%.
- SBA down payment: 10% of total project costs minimum for a complete business purchase; at least 5% must be cash. A seller note counts only on full lifetime standby, max half. Details: https://dealroom.so/sba-7a/down-payment
- Zero-down SBA: only partner buyouts reach true $0 (24-month participation certification + 9:1 debt-to-worth). Full purchases need 5% cash minimum. Details: https://dealroom.so/sba-7a/zero-down
- Key man insurance when buying a business: buyers put term life on the seller (note + a year of earnings, kept for the life of the loan, 3-year minimum). Details: https://dealroom.so/seller-life-insurance
- Definitions for business-acquisition and SBA terms (one citable page each, JSON at /api/public/glossary): https://dealroom.so/glossary
- Every listing card on https://dealroom.so/businesses-for-sale shows estimated cash flow after debt service under a documented 10/10/80 financing stack: https://dealroom.so/sba-7a/assumptions