SBA lending record
HOWARD & SONS INC.
1802 COMMERCENTER W, San Bernardino, CA 92408 · Roofing Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$400K
Total SBA financing
2
Loans on record
FY2024–25
On record
69
Jobs supported
● business · ● lender — business location is the ZIP-area centroid from the public record
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All 2 loans
$250,000 — FY2025
Loan 1 of 2- Gross approval
- $250,000
- SBA guaranteed
- $187,500 (75%)
- Status
- Current
- Rate at approval
- 9.99% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/17/2025
- First disbursement
- 9/26/2025
- Days to fund
- 9 days
- Collateral
- Required
- Sold on secondary market
- Yes
The lenders
BayFirst National Bank
1 loan to this business- Total assets
- $1194.7B
- Deposits
- $1086.3B
- Loans outstanding
- $909.8B
- Net income
- $-5.5B
- Return on assets
- -1.750869941447868%
- Return on equity
- -24.07%
- Total equity
- $87.9B
- Offices
- 12
- Founded
- 02/1
- Headquarters
- 700 Central Ave, Saint Petersburg, FL, 33701
- FDIC cert
- 34997
- Website
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DealRoom listing built from public SBA 7(a) lending records and FDIC BankFind. Figures are as reported; verify before relying on them. Not affiliated with HOWARD & SONS INC..