Deal terms, in plain English
Every word you'll hear buying a business with a 7(a) — one plain-English page per term. Filter by name, or jump to a category.
Last reviewed June 2026 · Written against SOP 50 10 8 and current SBA notices
The loan itself686
- 100% collateralization
- 504 Loan
- 7(a) loan
- 7(a) Small Loan
- 7(a) Working Capital Pilot Program · WCP
- 90-Day Rule
- Ability to repay
- Acceleration
- Acceleration of Debt
- Acceleration of the Note · Acceleration
- Acceleration rights
- Accrue Interest
- Accrued Interest
- Acquisition Financing
- Acquisition Loan
- Acquisition Loans
- Active involvement
- Additional collateral
- Additional guaranty fee
- Additional Security
- Additional spread
- Adequately Secured
- Adjustment Frequency
- Administrative fee
- Advance rate · Discount
- Affiliation Concern
- Aggregate Cap
- Aggregate exposure
- Aggregate limit
- Aggregate Loan Amount
- Aggregate Outstanding Principal
- Aggregate outstanding principal balance
- Aggregate Principal Amount
- Aggregate SBA 7(a) Loan Eligibility
- Agricultural cooperative
- All-in rate
- Allowable Spread
- Alternative base rate
- Alternative Base Rates
- Alternative financing
- Alternative size standard
- Amendment to Loan Authorization
- Amortization
- Amortization Period
- Amortization Schedule
- Amortized
- Annual Ongoing Servicing Fee · Annual Service Fee, Annual Guarantee Fee
- Annual oversight fee
- Annual Percentage Rate · APR
- Annual Service Fee
- Application fee
- Authorization date
- Authorized Loan Amount
- Authorized Pipeline
- Balloon payment
- Base rate
- Base Rate Index
- Basis Point · bp
- Benchmark Rate
- Blended Loan Term
- Blended Maturity
- Blended Term
- Borrower default
- Borrower eligibility
- Borrowing base
- Borrowing Capacity
- Bridge Loan
- Business acquisition loan
- Business Collateral
- Business debt refinancing
- Business mortgage
- Business Purpose
- Business size standard
- Call of the guaranty
- Call on the guaranty
- Cancellation of the SBA guaranty
- Cap
- CAPLine
- CAPLines
- Cash Advance · Merchant Cash Advance
- Cash-out
- Cash-out refinance
- Casino
- Change-of-ownership loan
- Character-based eligibility criterion
- Charge-off
- Check-cashing business
- Circular Financing
- Claim
- Claim on the SBA Guarantee
- Close family relationship
- Collateral
- Collateral Assignment of Life Insurance
- Collateral Description
- Collateral gap
- Collateral modification
- Collateral policy
- Collateral Pool
- Collateral position
- Collateral requirement
- Collateral Requirements
- Collateral Seizure
- Collateral Substitution
- Collateralization
- Collection Action
- Commercial Line of Credit
- Commercial loan
- Commercial mortgage
- Compound
- Conditional guaranty
- Consolidate Existing Business Debt
- Construction Contingency Reserve
- Construction loan
- Conventional bank loan
- Conventional financing
- Conventional Lending Practices
- Conventional Line of Credit
- Conventional loan
- Conventional Working Capital Line of Credit
- Conversion right
- Cost of Funds
- Covenant
- Credit elsewhere
- Credit Elsewhere Rule
- Credit elsewhere test
- Credit Enhancement
- Credit Facility
- Credit Line · Line of Credit
- Credit Not Available Elsewhere rule · Credit elsewhere test
- Credit Policy
- Credit scoring
- Credit standard
- Cross-Collateralization
- Date of authorization
- De Minimis Condition
- Debt Consolidation
- Debt Financing Program
- Debt obligation
- Debt refinancing
- Debt restructuring
- Debt service
- Debt service coverage ratio waiver
- Decreasing term life insurance policy
- Default
- Default notice
- Default Procedure
- Default Provision
- Default rate
- Defaulted loan
- Deferment
- Deferment of Payments
- Deferment Period
- Deferred payment
- Deferred Principal Payment
- Deferred Principal Payments
- Deficiency
- Deficiency judgment
- Delinquency
- Delinquent
- Delinquent loan
- Demand Letter
- Denial of Guaranty
- Denial of the Guaranty
- Direct Loan
- Disallowance
- Disaster Loan
- Disaster Relief Loan
- Disbursement deadline
- Effective interest rate · Annual Percentage Rate (APR)
- Electronic Notice of Default · ENDO
- Eligibility Bar
- Eligibility Criteria
- Eligibility denial
- Eligibility Error
- Eligibility issue
- Eligibility requirement
- Eligibility Requirements
- Eligibility Rule
- Eligible business
- Eligible business purpose
- Eligible closing cost
- Eligible industry
- Eligible Passive Company · EPC
- Eligible Use of Funds
- Eligible Use of Proceeds
- Encumbered
- Environmentally Sensitive Industry
- EPC/OC structure
- Equipment financing
- Equipment installation
- Equipment Lease
- Equipment Loan
- Event of Default
- Existing Line of Credit
- Existing Mortgage
- Export Express
- Export Loan
- Export Loan Program
- Export Working Capital Program loan
- Extended maturity
- Extended Term
- Extraordinary Liquidation Expense
- Federal debt default
- Federal debt limits
- Federal Funds Effective Rate
- Federal grant
- Federally Guaranteed Loan
- Fee rate
- Fee schedule
- FICO SBSS score · FICO Small Business Scoring Service score, SBSS score
- Finance Charge
- Financial covenant
- Financial covenants
- Financial dependency
- First Disbursement · Loan funding
- First lien
- First lien position
- Fixed interest rate
- Fixed margin
- Fixed or Variable Spread
- Fixed rate
- Fixed Rate Loan
- Fixed Rate Treasury
- Fixed Spread
- Fixed Spread SOFR
- flood insurance
- For-profit entity
- Form 1919
- Franchise eligibility requirements
- Franchise Eligibility Review
- Franchise rule
- Full Collateralization
- Full guaranty
- Full Recourse
- Fully Amortizing Payment
- Fully amortizing term
- Fully collateralize
- Fully Collateralized
- Fully Secured
- Fully subordinated note
- Funding disbursement
- Gambling business
- Government Debt Default
- Government Guarantee · SBA Guaranty
- Government guaranty
- Government-backed loan
- Government-guaranteed
- Grant
- Guarantee denial
- Guarantee Fee
- Guarantee impairment
- Guarantee payment
- Guarantee repair
- Guaranteed amount
- Guaranteed Balance · SBA guaranty
- Guaranteed loan
- Guaranteed loan program
- Guaranteed Portion · SBA Guaranty
- Guaranty · guarantee
- Guaranty Agreement
- Guaranty Authority
- Guaranty Claim Denial
- Guaranty Denial
- Guaranty fee
- Guaranty obligation
- Guaranty Percentage
- Guaranty Pool
- Guaranty Purchase
- Guaranty purchase claim
- Guaranty purchase request
- Guaranty Purchase Review
- Guaranty Repair
- Guaranty Request
- Guaranty Validity
- Haircut
- Identity of interest affiliation
- Impermissible Distribution
- Imprudent lending
- Inadequate Underwriting
- Index
- Industry-Specific Size Standards
- Ineligibility at Origination
- Ineligible activity
- Ineligible business
- Ineligible Business Category
- Ineligible business list
- Ineligible business type
- Ineligible for SBA Guaranty
- Ineligible industry
- Ineligible loan
- Ineligible Purpose
- Ineligible Use of Proceeds
- Initial disbursement
- Installment agreement
- Interest
- Interest accrual
- Interest Payment
- Interest rate
- Interest rate adjustment
- Interest rate cap
- Interest Rate Caps
- Interest Rate Spread
- Interest rate structure
- Interest-Only Payment
- Interest-Only Payment Period
- Interest-Only Payments
- International Trade Loan
- Investment business
- Junior lien
- Junior lien position
- Land purchase
- Lapse in Coverage
- Layered Debt
- Layering of Debt
- Legal fee
- Lender administrative fees
- Lender closing costs
- Lender fees
- Lender of last resort
- Lender packaging fee
- Lender Packaging Fees
- Lender Spread
- Level term policy
- LIBOR · London Interbank Offered Rate
- LIBOR-indexed loan
- Lien
- Lien on Accounts Receivable
- Lien on fixtures
- Lien position
- Lien priority
- Life insurance collateral
- Life Insurance Collateral Assignment
- Life insurance requirement
- Line of credit
- Liquidation Expense Summary
- Loan Acceleration
- Loan Amount
- Loan authorization
- Loan Authorization Amendment · Amended SBA Loan Authorization
- Loan Balance
- Loan closing costs
- Loan Commitment · Commitment Letter
- Loan Covenant
- Loan Covenants
- Loan default
- Loan Deferment Period
- Loan denial
- Loan Disbursement · Funding
- Loan Eligibility
- Loan estimate
- Loan exposure
- Loan Guarantee
- Loan guaranty · SBA guaranty
- Loan Instruments
- Loan maturity · Term / maturity
- Loan Maturity Extension · Extension of the loan maturity date
- Loan Modification
- Loan obligation
- Loan performance
- Loan Pooling · Pooling
- Loan Portfolio
- Loan pricing
- Loan principal
- Loan Proceeds
- Loan Repayment
- Loan Restructuring
- Loan structure
- Loan Term · Term / Maturity
- Loan Terms
- Loan underwriting
- Loan Underwriting Period
- Loan-to-cost ratio · LTC ratio
- Loan-to-Value · LTV
- Loan-to-value ratio · LTV
- LOC Agreement · Line of Credit Agreement
- London Interbank Offered Rate · LIBOR
- Loss Calculation
- Loss exposure
- Loss payee
- Lump sum disbursement
- Margin
- Market Rate
- Material Default
- Maturity · Term / maturity
- Maturity Date
- Maturity term · Term / maturity
- Maximum Aggregate Loan Amount
- Maximum aggregate outstanding principal balance
- Maximum Allowable Cap
- Maximum Allowable Rate
- Maximum allowable spread
- Maximum Interest Rate
- Maximum loan limit
- Maximum loan size
- Maximum Loan Term
- Maximum Maturity
- Maximum permitted spread
- Maximum SBA 7(a) Loan Amount
- Maximum spread
- Microloan
- Microloan Program
- Misapplication of loan proceeds
- Mitigating factors
- Mixed-Use Loan
- Multi-Level Marketing Company · MLM
- Multi-level marketing scheme
- Negative eligibility list
- Negotiated spread
- Non-Delegated Loan · Non-delegated lender
- Non-guaranteed loan
- Non-owner-occupied property
- Non-Payment Clause
- Non-real estate collateral
- Non-SBA Financing
- Non-standby debt
- Occupancy Requirement
- Ongoing guaranty fee
- Ongoing servicing fee
- Operating Business
- Optional peg rate
- Original Principal Balance
- Original term
- Origination Fee
- Origination Fees
- Outstanding Balance
- Outstanding guaranteed balance
- Outstanding guaranteed principal balance
- Outstanding loan balance
- Outstanding principal
- Over-Collateralization
- Over-lending
- Overfinancing
- Owner-occupancy percentage
- Owner-occupancy requirement
- Owner-occupied
- Owner-occupied business real estate
- Owner-occupied property
- Packaging fee
- Passive Activity
- Passive entity
- Passive Investment
- Passive real estate business
- Passive Real Estate Investment
- Payment Deferment
- Payment Deferment Period
- Payment plan
- Payoff
- Perfect lien
- Perfect Security Interest
- Performing loan
- Performing status
- Permissible Spread
- Personal loan
- Personal Property
- Personal real estate collateral
- Pledged Collateral
- PLP · Preferred Lender Program
- PLP lender
- Policy lapse
- Political/lobbying activities
- Pooling
- Portfolio Management
- Post-disbursement verification
- Pre-disbursement condition
- Pre-qualifying
- Predatory lending
- Preferred Lenders Program · PLP
- Prepayment
- Prepayment Event · Prepayment penalty
- Prepayment penalty
- Primary recourse
- Prime Rate
- Principal
- Principal Amount
- Principal and interest
- Principal and Interest Payment · P&I Payment
- Principal Balance
- Principal deferment
- Principal Deferral
- Principal payment
- Principal repayment
- Prior Approval
- Priority Security Interest
- Private Bridge Loan
- Private club that restricts membership
- Pro-rata share of recovery
- Proceeds
- Processing fee
- Prohibited Junior Lien
- Prudent Lending
- Prudent Liquidation
- Prudent servicing practice
- Purchase money obligation
- Pyramid Scheme
- Pyramidal distribution system
- Raw Land
- Re-underwriting
- Real Estate Financing
- Real estate investing
- Real estate rental
- Real estate secured loans
- Recourse
- Recovery
- Refinance
- Refinance existing business debt
- Refinance Existing Debt
- Refinancing
- Refinancing debt
- Relending
- Religious organization
- Remitting
- Renovation
- Repair of Guaranty
- Repair of the guarantee
- Repair or Denial of the SBA Guarantee
- Repair or denial of the SBA guaranty · Call of the guaranty
- Repair to the guaranty
- Repayment Default
- Repayment period
- Repayment plan
- Repayment Priority
- Repayment Schedule
- Repayment term
- Required Lien Position
- Reset period
- Restricted industry
- Restructuring of payments
- Revolving Line of Credit
- Revolving working capital
- Risk profile
- Risk-adjusted interest rate
- SBA 504 loan
- SBA 504 Loan Program
- SBA 504 Refinance
- SBA 7(a) loan
- SBA 7(a) loan guaranty
- SBA 7(a) Loan Program
- SBA 7(a) program
- SBA cap
- SBA CapLines
- SBA Community Advantage
- SBA Credit Approval
- SBA debenture
- SBA Debt
- SBA exposure
- SBA Express
- SBA Express loan
- SBA Express program
- SBA Fee Schedule · Upfront guaranty fee
- SBA guarantee
- SBA guaranty
- SBA Guaranty Denial
- SBA guaranty fee
- SBA guaranty repair
- SBA Loan
- SBA Loan Default
- SBA Loan Exposure
- SBA loan guarantee · SBA guaranty
- SBA Loan Guaranty · SBA Guaranty
- SBA Optional Peg Rate
- SBA Peg Rate
- SBA Program Requirements
- SBA regulations
- SBA Risk Exposure
- SBA Servicing Fee
- SBA size determination
- SBA size standard
- SBA subordination requirement
- SBA Upfront Guaranty Fee · Upfront guaranty fee
- SBA-Guaranteed Debenture
- SBA-Guaranteed Loan
- SBA-Mandated Life Insurance
- SBA's Financial Interest
- Season
- Seasonal financing
- Seasoned
- Second lien
- Secondary Collateral
- Secondary Market
- Secondary source of repayment
- Secured Overnight Financing Rate · SOFR
- Secured position
- Securitizing
- Security Asset · Collateral
- Security position
- Senior claim · First lien position
- Senior debt
- Senior lien
- Senior Position
- Senior SBA Debt
- Service fee · Ongoing servicing fee
- Servicing Action
- Servicing Agreement
- Servicing fee
- Servicing issue
- Servicing Rights
- Severe delinquency
- Shared Risk
- Short-Term Conventional Loan
- size and use of proceeds requirement
- Size standard compliance
- Small business
- Small business size standard
- Small Loan
- Small Loan Threshold
- SOFR
- SOFR ABR
- SOFR-based rate
- SOP 50 10
- Sound business purpose
- Special Conditions
- Speculation
- Speculative
- Speculative business
- Speculative investment
- Speculative venture
- Spread
- Staggered Maturity
- Standard 7(a) loan
- Standby Note
- Standby Provisions
- Startup loan
- Statutory Cap
- Statutory Limit
- Statutory maximum
- Subordinated Loan
- Subordination of Lien
- Subrogation
- Subsequent Financing
- Substantial benefit
- Tangible benefit
- Tangible Collateral
- Technical default
- Term / maturity
- Term life insurance
- Term loan
- Term Secured Overnight Financing Rate · Term SOFR
- Term SOFR
- Third-party loan · External loan
- Tiered prepayment penalty
- Total Control Rule
- Total Cost of Credit
- Total Outstanding Principal
- Totality of the circumstances test
- Tranche
- Transfer Fee
- Treasury Index
- UCC Foreclosure Process
- Unconditionally Subordinated
- Under-Collateralized
- Under-collateralized loan
- Underwriting fee
- Underwriting risk
- Underwriting standard
- Unguaranteed portion
- Universal life insurance
- Unpaid Principal
- Unperfected lien
- Unsecured
- Unsecured loan
- Unsecured Position
- Unsubordinated Loan
- Upfront Guaranty Fee
- Use of funds
- Use of Loan Proceeds
- Use of proceeds
- Uses of Funds
- Uses of Proceeds
- Variable interest rate
- Variable loan
- Variable rate
- Variable Rate Loan
- Variable rate margin
- Variable Spread
- Variable-rate 7(a) loan · Variable interest rate
- Veteran-owned business
- Wall Street Journal Prime Rate · WSJ Prime
- Whole life insurance
- Working Capital Line
- Working Capital Loan
- Working capital purposes
- Workout Analysis
- Workout arrangement
- Workout plan
- WSJ Prime
- WSJ Prime Rate
Your money in the deal177
- 401(k) plan
- 401(k) Retirement Fund
- 401k
- At-Risk Capital
- At-Risk Equity
- Borrowed Equity
- Borrowed funds
- Borrower Equity
- Brokerage account
- Buyer Equity
- Capital at Risk
- Capital Contribution · Equity injection
- Capital distribution
- Capital Injection
- Cash equity
- Cash Gift
- Cash injection
- Cash Reserve
- Cash surrender value
- Cash value
- Certificate of Deposit
- Contingent Seller Financing · Earnout, Performance-based seller note
- Contributed Asset
- Contributed Equipment
- Convertible Debt
- Convertible Note
- Convertible Security
- Death benefit
- Disguised debt
- Disguised loan
- Disguised Seller Financing
- Down payment
- Eligible Source
- Equity
- Equity Contribution
- Equity credit
- Equity Gap
- Equity in real estate
- Equity injection
- Equity injection verification
- Equity Interest
- Equity Investment
- Equity Position
- Equity Stake
- Financial Interest
- Foreign-Sourced Equity Injection
- Form 155
- Full Standby Agreement
- Full Standby Status
- Full Subordination
- Fully Subordinated Debt
- Genuine gift
- Gift
- Gift Fund
- Gift funds
- Gifted Equity
- Gifted funds
- HELOC · Home Equity Line of Credit
- Hidden Equity Injection
- Home equity
- Home equity line of credit
- Home Equity Loan
- Inheritance
- Inherited funds
- Investment liquidation
- Investment vehicle
- IRA
- Irrevocable contribution
- Irrevocable gift
- Life insurance cash value
- Liquid contribution
- Majority equity stake
- Majority Ownership
- Marketable securities
- Minimum cash injection
- Minimum Equity Injection
- Minority Equity Stake
- Mutual Fund
- Net equity
- Net Worth
- Non-Cash Contribution
- Non-cash equity
- Non-Cash Equity Injection
- Out of pocket
- Owner Equity
- Owner's Capital Contribution
- Ownership Stake
- Partial Standby Agreement
- Partial Standby Seller Note
- Passive Investor
- Passive real estate
- Permanent capital
- Personal Asset
- Personal Assets
- Personal Credit
- Personal Funds
- Personal Investment · Equity Injection, Down Payment
- Personal line of credit
- Personal liquidity
- Personal Net Worth
- Personal real estate
- Phantom equity
- Premium payment
- Private equity holding
- Qualified plan
- Qualified Retirement Plan
- Qualified ROBS provider
- Qualified rollover · Retirement account rollover
- Readily Marketable Personal Asset
- Reserves
- Restricted stock
- Retained equity
- Retained Seller Interest
- Retirement account
- Retirement account funds
- Retirement fund
- Risk Capital
- ROBS
- ROBS Plan · Rollover for Business Start-ups Plan
- ROBS transaction · Rollover for Business Startups transaction
- Rollover
- Rollover as Business Start-Up · ROBS
- Rollover as Business Startup Plan · ROBS plan
- Rollover for Business Start-up · ROBS
- Rollover for Business Start-ups plan · ROBS plan
- Rollover for Business Startups
- Rollovers for Business Start-ups · ROBS
- Rollovers for Business Start-ups plan · ROBS plan
- Round-tripped
- Round-Tripping of Funds
- Seasoned funds
- Seasoning of Funds · Seasoned funds
- Secured Personal Line of Credit
- Self-directed IRA
- Seller debt · Seller note
- Seller Financing on Full Standby
- Seller note · seller financing
- Seller note on standby
- Seller standby agreement · Standby agreement
- Seller standby note
- Seller-Financed Portion
- Seller's equity
- Source and seasoning of funds
- Source of funds
- Standby
- Standby agreement
- Standby Period
- Standby Requirement
- Standby seller note
- Standby Terms · Standby agreement
- Startup Capital
- Startup costs
- Subordinated Debt
- Subordinated in payment
- Sweat equity
- Tangible capital contribution
- Tangible Equity Injection
- Third-Party Equity Investments
- Total project costs
- Unconditional Gift
- Undisclosed Borrowed Equity
- Unencumbered Cash
- Unencumbered Equity
- Unencumbered Fund
- Unencumbered Funds
- Unencumbered personal real estate
- Unencumbered real estate
- Unencumbered Source
- Universal life insurance policy
- Unlimited personal guarantee
- Unsecured Personal Loan
- Venture capital fund
- Voting Equity
- Voting Stock
- Warrant
- Whole life insurance policy
- Working Capital Injection
Reading the business764
- 5 Cs · Character, Capacity, Collateral, Capital, Conditions
- 5 Cs of credit · 5 Cs
- 501(c)(3) Non-Profit
- Absentee Ownership
- Accounts Payable
- Accounts receivable
- Accruing
- Active enterprise
- Add-back
- Add-backs
- Adjusted EBITDA · EBITDA
- Adjusted Net Operating Income
- Administrative Cost
- Administrative expense · SG&A
- Affiliated Business
- Affiliated businesses
- Affiliated group · Affiliation
- Affiliation
- Affiliation Analysis
- Affiliation Issues
- Affiliation Rule
- Aggregation
- Aging of receivables
- Aging report
- All appropriate inquiries
- Annual financial statement
- Annual receipts
- Annual revenue
- Appraisal
- Appraisal report · Appraisal
- Appraised value
- Arbitrage
- Asset
- Asset appraisal
- Asset Approach · Cost approach
- Asset statement
- Asset Value
- Asset-based approach
- Assets
- Assets, Liabilities, and Net Worth
- Audit
- audit findings
- Audit trail
- Audited financial statements
- Average Annual Receipt
- Average Annual Receipts
- Average annual revenue
- Bad debt reserves · Allowance for doubtful accounts
- Balance Sheet
- Balance sheet capacity
- Bankruptcy
- Benchmark
- Blue sky
- Bond · Debt security
- Borrower Risk · Creditworthiness
- Brand Equity
- Brand Standard
- Broker Price Opinion
- Broker's opinion of value · BOV
- Burn Rate
- Business Appraisal
- Business Asset
- Business Assets
- Business Broker's Opinion
- Business credit history
- Business debt
- Business debt schedule
- Business expense
- Business Fair Market Value
- Business Financial Statement
- Business Interruption Insurance
- Business Liability
- Business plan
- Business plan review
- Business Projection
- Business real estate · Owner-occupied commercial real estate
- Business valuation
- Business valuation report
- C-Corp
- Capacity
- Capacity to Repay
- Capital
- Capital adequacy
- Capital Expenditure
- Capital gain
- Capital Improvement
- Capital requirement
- Capital Structure
- Capitalize
- Carryover losses
- Cash Equivalent
- Cash flow
- Cash flow after debt service
- Cash Flow Analysis
- Cash flow coverage
- Cash flow cycle
- Cash flow post-acquisition
- Cash flow projection
- Cash Flow Projections
- Cash flow statement
- Cash Flow Statements
- Cash flow test
- Cleanup liability · Environmental liability
- Client List
- Client retention
- COGS
- Collateral adequacy
- Collateral analysis
- Collateral Appraisal
- Collateral Assessment
- Collateral Deficiency
- Collateral gap analysis
- Collateral Risk
- Collateral valuation
- Collateral Value
- Combined size analysis
- Commercial Appraisal
- Commercial Real Estate
- Commercial real estate appraisal
- Commercial vehicle
- Commingling of Funds
- Commodity
- Commodity Speculation
- Common Control
- Common management
- Common Ownership
- Comparable Sales
- Compensating factor
- Compensating factors
- Compensatory factor
- Competitor analysis
- Comprehensive Appraisal
- Comprehensive Credit Underwriting
- Concentrated risk
- Conditions
- Conservative Underwriting
- Consignment · Selling on consignment
- Consolidated Entity
- Consolidated Financial Statement
- Construction costs
- Contamination
- Contingent liabilities
- Contingent Liability
- Control
- Control Factor
- Controlling interest · Majority ownership
- Conversion rights
- Copyright
- Cost approach
- Cost of capital
- Cost of compliance
- Cost of Goods Sold
- Cost or Market
- Cost or Market Value
- CPA-Prepared Statements
- Credit analysis
- Credit Analysis Process
- Credit Assessment
- Credit Card Debt
- Credit history
- Credit Inquiries
- Credit Memo
- Credit memos
- Credit Profile
- Credit quality
- Credit report
- Credit Reports
- Credit review
- Credit Risk
- Credit Risk Profile
- Credit Scoring Model
- Credit standards
- Creditworthiness
- Current Appraisal
- Current asset
- Current Assets
- Current Liability
- CUSIP number
- Customer acquisition cost
- Customer concentration
- Customer concentration analysis
- Customer Concentration Risk
- Customer database
- Customer invoice
- Customer list
- Customer Lists
- Customer Retention
- De facto control · Actual control
- Debt
- Debt Load · Overall leverage
- Debt Schedule
- Debt Service Coverage Projection
- Debt Service Requirements
- Debt Structure
- Debt-to-equity ratio
- Debt-to-Income · DTI, Debt-to-Income Ratio
- Debt-to-Income Ratio · DTI
- Default Risk
- Deferred
- Deferred compensation
- Deferred Maintenance
- Deferred Revenue
- Delinquent Federal Taxes
- Depreciated Book Value
- Depreciation
- Derogatory mark
- Dilution
- Disallowed expense
- Discharge
- Discount Factor
- Discounted Cash Flow
- Discretionary expenses
- Disposable income
- Distressed business
- Distribution
- Distribution to owners · Owner distributions
- Downline
- Draw
- DSCR · debt service coverage ratio
- Earnings
- EBITDA
- Economic Dependence
- Economic index
- economic interests
- Economic Life · Useful life
- Economically feasible
- Eligibility
- Employee-Based Size Standards
- Employment income
- Enhanced Due Diligence
- Enterprise Value
- Environmental assessment
- Environmental Assessments
- Environmental compliance
- Environmental contamination · Contamination
- Environmental investigation
- Environmental issue
- Environmental Liabilities
- Environmental liability
- Environmental permit
- Environmental Records Search
- Environmental remediation
- Environmental reports
- Environmental review
- Environmental Risk
- Environmental risk assessment
- Environmental Risks
- Environmental Site Assessment · Phase I ESA
- Environmental standard
- Environmental violation
- Equipment Appraisal
- Equity Distribution
- Exclusive Supply Contract
- Existing Debt
- Existing Debt Obligation
- Existing Liabilities
- Existing Litigation
- Expense
- Face value
- Factor
- Fair Market Lease
- Fair market rent · Market rent
- Fair Market Valuation
- Fair market value
- Fair Market Wage · Market rate salary
- Federal Debt Delinquency · Defaults on federal debt
- Federal obligation
- Federal tax liabilities
- Federal tax obligation
- FICO LiquidCredit
- FICO score
- FICO Small Business Scoring Service · SBSS
- FICO Small Business Scoring Service Score
- Field Exam
- Financial accounting
- Financial dependence
- Financial distress
- Financial Forecast
- Financial Forecasts
- Financial Interdependence
- Financial leverage
- Financial obligation
- Financial Performance
- Financial projection
- Financial projections
- Financial ratios
- Financial reporting
- Financial spreads
- Financial stability
- Financial Statement
- Financial Statement Review
- Financial statements
- Financial Strength
- financial ties
- Financials
- Finished Goods
- Finished goods inventory
- Fiscal Year · FY
- Fiscal years
- Five C's of Credit · 5 Cs
- Fixed Asset
- Fixed Asset Acquisition
- Fixed Asset Purchase
- Fixed assets
- Fixed Cost
- Flood Hazard Area
- For-profit business
- For-Profit Status
- For-profit subsidiary
- Forced Liquidation Value
- Forensic audit
- Forensic review
- Formal appraisal
- Franchise
- Franchise business
- Franchise relationship
- Franchise system
- Franchise territory
- Franchise unit
- Franchised Business · Franchise
- Franchisor Control
- Franchisor Undue Control
- Full Credit Report
- Fund Tracing
- Future Cash Flow
- Future earnings
- Future Liability
- Future Projections
- General intangible
- General intangibles
- General Liability Insurance
- General overhead
- Global cash flow
- Global debt service capacity
- Going concern
- Going concern value
- Goodwill
- Governance model
- Government contracting
- Government contracts
- Gross Income
- Gross profit margin
- Gross rentable area
- Gross Revenue
- Ground Disturbance
- Hard Asset
- Hard assets
- Hard Inquiries
- Hazard Insurance
- Hazardous material
- Hazardous material use
- Hazardous substance
- Heightened due diligence
- High Leverage
- Historical Cash Flow
- Historical cost
- Historical Earnings
- Historical financial data
- historical financial statements
- Historical financials
- Historical write-off
- Home-Based Business
- HR · Human Resources
- Identifiable Intangible Asset
- Identity of Interest
- Illiquid asset
- Improvement
- Inadequate Collateral Coverage
- Income Approach · Discounted cash flow, Capitalization of earnings
- Income capitalization
- Income statement
- Income Statements
- Income-producing real estate
- Independent Appraisal
- independent equipment appraisal
- Independent Operation
- Independent third-party appraisal
- Independent valuation
- Industry analysis
- Industry average
- Industry Benchmarks
- Industry code · NAICS code
- Industry Risk
- Industry-Specific Metric
- Ineligible businesses rule
- Insurance coverage
- Insurance Premium
- Intangible asset
- Intangible value
- Intellectual Capital
- Intellectual property
- Intellectual Property Asset
- Interest Cost
- Interest Income
- Interest Rate Risk
- Interim financial statement
- Interim financial statements
- Interim Financials
- Internal Appraisal
- Internal audit
- Internal control
- Internal Credit Scoring Model
- Internal valuation
- Inventory
- Inventory Acquisition
- Inventory turnover rate
- Inventory valuation
- Inventory value
- IRS transcripts (4506-T)
- Key employee
- Key Management
- Lease Payment · Rent
- Lease Term
- Leased Property
- Leasehold Estate
- Leasehold improvement
- Leasehold improvements
- Leasehold Interest
- Legal liability
- Leverage
- Leverage ratio
- Liabilities
- Liability
- Liability Insurance
- Liquid asset
- Liquid assets
- Liquidation Analysis
- Liquidation cost
- Liquidation Value
- Liquidity
- Liquidity of Assets
- Local zoning ordinance
- Look-back periods
- Lower of cost or fair market value
- MAI Appraisal
- Majority control
- Management capacity
- Management Control
- Management Plan
- Managerial discretion
- Market analysis
- Market approach
- Market Comparable
- Market comparables · Comps
- Market multiple · Multiple
- Market Multiples
- Market rent analysis
- Market value
- Market volatility
- Marketability
- Marketable asset
- Marketable Security
- Markup
- Material Liability
- Material non-compliance
- Material Risk
- Minority Interest
- Minority Ownership
- Mitigant
- Moral Hazard
- Multiple
- NADA Guide
- NAICS code · North American Industry Classification System code
- Narrative appraisal
- Negative Cash Flow
- Negative control
- Negative Debt Service Coverage
- Negative goodwill
- Negative Net Worth
- Negative Tangible Net Worth
- Negative Working Capital
- Net book value
- Net cash flow
- Net fair market value
- Net income · Profit, Bottom line
- Net Income After Federal Income Taxes
- Net income after federal taxes
- Net Operating Income · NOI
- Net profit
- New venture
- No Control Rule
- Non-business income
- Non-cash asset
- Non-Cash Assets
- Non-Essential Business Asset
- Non-passive activity
- Non-Profit Business
- Non-profit organization
- Non-recurring event
- Non-Recurring Revenue
- Normalized Cash Flow
- North American Industry Classification System · NAICS
- North American Industry Classification System code · NAICS code
- Not engaged in lending rule
- Obsolescence
- Occupancy Period
- Occupancy Rate
- Opening Balance Sheet
- Operating Account · Business checking account
- Operating Cash Flow
- Operating Company
- Operating cycle
- Operating expense
- Operating Plan
- Operational Capacity
- Operational continuity
- Operational disruption
- Operational due diligence
- Operational Expense
- Operational risk
- Operational risk analysis
- Operations management
- Option to renew
- Options
- Orderly Liquidation Value
- Ordinary Course of Business
- Organizational Chart
- Outstanding federal taxes
- Outstanding Liability
- Over-leveraging
- Overall Leverage
- Overhead
- Overleverage
- Overleveraged
- Overvaluation
- Owner benefit
- Owner Compensation
- Owner Distribution
- Owner draw
- Owner earnings
- Owner-occupied commercial real estate
- Owner-occupied real estate
- Owner's draw
- Owner's salary
- Owner's withdrawals
- P&L · Profit and Loss Statement
- P&L Management · Profit and Loss Management
- Pass-Through
- Passive Business
- Passive Income
- Passive real estate activities
- Passive real estate activity
- Passive rental income
- Patent
- Patent Portfolio
- Patents
- Payment History
- Payroll
- Payroll tax
- Payroll Taxes
- Personal cash flow
- Personal credit history
- Personal credit score
- Personal debt
- Personal debt service
- Personal Debt-to-Income Ratio
- Personal Expense
- Personal FICO Score
- Phase I environmental report · Phase I Environmental Site Assessment
- Phase I Environmental Site Assessment · Phase I ESA
- Phase I ESA · Phase I Environmental Site Assessment
- Phase II · Phase II Environmental Site Assessment
- Phase II Environmental Site Assessment · Phase II ESA
- Phase II Site Assessment · Phase II ESA
- Portfolio analysis
- Potential Liabilities
- Power to Control
- Pre-leasing
- Pre-Paid Expenses
- Prepaid Expense
- Prepaid Rent
- Primary Industry
- Pro Forma Cash Flow Analysis
- Pro Forma Debt Service Calculation
- Pro Forma Financials
- Procurement process
- Professional Compilation
- Profit & Loss · P&L
- Profit & Loss Statement · P&L
- Profit and Loss Statement
- Profit margin
- Profit Motive
- Profitability
- Project cost
- Project costs
- Project feasibility
- Projected expense
- Projection · Financial projections
- Projections for growth
- Property Insurance
- Property Tax
- Proprietary Software
- Prudent lending standard · Prudent lending standards
- Purchase of Land
- Purchase price allocation · PPA
- Pyramid Sales · Pyramid scheme
- Pyramid Sales Scheme
- Qualified, independent business valuation
- Quality of Earnings
- Rare Coin/Stamp Collecting
- Readily marketable asset
- Readily marketable security
- Real Estate · Owner-occupied commercial real estate
- Real Estate Appraisal
- Real Estate Holding Company
- Receipts
- receivables
- Recognized Environmental Condition · REC
- Recognized Environmental Conditions · RECs
- Reconciliation
- Records search
- Recoverability
- Recoverable Value
- Recurring Revenue
- Recurring revenue streams
- Regulatory capital ratio
- Related party
- Related-Party Lease
- Related-Party Transactions
- Remediation
- Remediation Cost
- Renovation expenses
- Renovations or Leasehold Improvements
- Rent
- Rental income
- Repayment Ability
- Repayment capacity
- Replacement cost approach
- Replacement Value
- Research and development
- Reserve
- Residential zoning
- Residual Value · Salvage Value
- Retained earnings
- Revenue · Sales, Top line
- Revenue concentration
- Revenue stream
- Risk assessment
- Risk Management
- Risk mitigant
- Risk mitigation
- Risk Rating
- Royalty
- S-Corp
- Salary
- Sales projection
- SBSS · Small Business Scoring Service
- SBSS score · Small Business Scoring Service
- Schedule of sources and uses
- SDE · seller's discretionary earnings
- Seasonal business
- Seasonal fluctuation
- Seasoning
- seller liabilities
- Sensitivity Analysis
- Set-Aside
- Shared Services
- shared use of critical resources
- Short-Term Asset
- Short-term liquidity
- Site Visit
- size determination
- Size Eligibility
- Size standard
- Small Business Scoring Service Score · SBSS score
- Small business set-aside contract
- Soil and groundwater contamination
- Solvency
- Source of Repayment
- Speculative activity
- Start-up
- Startup business · Startup
- Startup Cost
- Stock · Shares
- Stock option
- Stress-Testing
- Subleasing
- Succession plan
- Succession planning
- Supplier concentration
- Supply chain
- Tangible asset
- Tangible Assets
- Tangible business property
- Tangible Fixed Asset
- Tangible net worth
- Tax Audit
- Tax Base
- Tax compliance
- Tax Delinquencies
- Tax Delinquency
- Tax implication
- Tax Liability
- Tax obligation
- Tax penalty
- Tax returns
- Tax-Exempt Status
- Taxable Distribution
- Taxable Income
- Technological infrastructure
- Tenant Improvement
- Tenant Improvement Allowance
- Third-party appraisal
- Third-party debt
- Third-Party Report
- Three C's of Credit
- Total Enterprise Value
- Total project cost
- Trade name
- Trade Payable
- Trade Payables · Accounts Payable
- Trade secret
- Trademark
- Trademarks
- Training cost
- Transaction Screen
- Tribal Enterprise
- Turnaround Acquisition
- Turnaround Plan
- Turnaround Strategy
- Turnover rate
- Underground Storage Tanks
- Underwriting Framework
- Underwriting Standards
- Undischarged Bankruptcy
- Unencumbered
- Unencumbered asset
- Unencumbered assets
- Unencumbered liquid asset
- Unencumbered tangible asset · Unencumbered asset
- Unexercised option
- Uniform Standards of Professional Appraisal Practice
- Unpaid Tax Liens
- Unresolved judgment
- Unsecured debt
- Useful economic life
- Useful life
- Useful life of assets
- Useful Life of the Asset
- USPAP · Uniform Standards of Professional Appraisal Practice
- Utilities
- Valuation · Business valuation
- Valuation Gap
- Valuation Methodology
- Valuation report
- Valuation Threshold
- Vapor intrusion
- Veteran-owned cooperative
- Viability
- Viability Assessment
- Viable Going Concern
- Wage
- Weighted Average Useful Life
- Work-in-Process
- Working capital
- Working capital budget
- Working Capital Projections
- Working Capital Reserves
- Write-off
- Write-offs
- Year-end financial statements
- Year-to-date interim financial statement
- Zoning Ordinance
- Zoning restriction
People and paperwork698
- 13 CFR Part 121 · Code of Federal Regulations Part 121
- 501(c)(3)
- Acceleration clause
- Account control agreement · ACA
- Accountant's letter
- Active Tax Lien
- Addendum
- Additional guarantor
- Additional Insured
- Advisory board
- Affidavit
- Affiliate
- Affiliated Party
- Alien Registration Card · Green Card
- Alien Registration Number
- Alien registration status
- Alternative Reference Rates Committee · ARRC
- Amended SBA Loan Authorization
- AML Compliance · Anti-Money Laundering compliance
- AML/KYC checks
- Anti-Money Laundering · AML
- Anti-money laundering check · AML check
- Anti-Money Laundering Regulation · AML Regulation
- Anti-Money Laundering Regulations · AML regulations
- Applicant
- Application for Guaranty
- Appraiser
- Approved lender
- Approved Payment Plan
- Approved SBA Lender
- Arm's-length Employment · Arm's length
- Arrest
- Article 9 of the Uniform Commercial Code
- Articles of incorporation · Certificate of Incorporation
- Articles of organization · Certificate of Organization
- Assignee
- Assignment agreement
- Assignment of Claims Act
- Assignment of Guaranty · SBA Form 1088
- Assignment of lease
- Assignment of Policy Form
- Associate Relationship
- Attestation
- Authorization expiration date
- Automatic Disqualifier
- Background check
- Background Checks
- Bank Fraud
- Bank Secrecy Act · BSA
- Bank Statement
- Bank Statements
- Bankruptcy discharge
- Bankruptcy filing
- Beneficial interest
- Beneficiaries
- Beneficiary
- Beneficiary designation
- Bill of Sale
- Birth certificate
- Board control
- Board representation
- Board Seat
- Bona fide
- Borrower
- borrower certification
- Borrower Certifications
- Borrower Character
- Borrower consent
- Borrower fraud
- Borrower Misrepresentation
- Borrower's Environmental Questionnaire · Environmental Questionnaire
- Borrowing Entity
- Breach of Contract
- Breach of the Loan Agreement
- Breach of Trust
- Brokerage Statement · Investment statement
- BSA/AML regulations · Bank Secrecy Act / Anti-Money Laundering regulations
- BSA/AML Requirement · Bank Secrecy Act / Anti-Money Laundering Requirement
- Business broker
- Business Entity · Legal Entity
- Business Entity Structure
- Business legal entity structure
- Business license
- Business partnership
- Buy-Sell Agreement
- Bylaws
- C-Corporation
- CAIVRS · Credit Alert Interactive Voice Response System
- CAIVRS check
- CAIVRS Database · Credit Alert Interactive Voice Response System
- Cancelled Checks
- CEO
- Certificate of Birth Abroad
- Certificate of Guaranty
- Certificate of Incumbency
- Certificate of Naturalization
- Certificate of Title
- Certifications
- Certified Development Company
- Chapter 11 Bankruptcy
- Chapter 13 Bankruptcy
- Chapter 7 bankruptcy
- Chapter 7 personal bankruptcy
- Character
- Character and Background Checks
- Character Assessment
- Character Check
- Character evaluation
- Character requirement
- Character review
- Chief Operating Officer · COO
- CIM · confidential information memorandum
- Citizenship Requirement
- Civil Lawsuit
- Civil Litigation
- Civil Penalty
- Closing Disclosure
- Co-applicant
- Co-borrower
- Co-Borrowers
- Co-Guarantors
- Co-mingled
- Co-operative
- Co-signer
- Collateral agreement
- Collateral assignment agreement
- Collateral documentation
- Colson Services reporting system · Colson
- Commercial bank
- Commercial lease agreement
- Common officer
- Community bank
- Community Property
- Community property asset
- Community property interest
- Community Property Law
- Community property rights
- Community Property State
- Community Property States
- Community Reinvestment Act Objectives
- Compliance
- Conflict of interest
- Conflicts of interest
- Consignment Agreement
- Contract
- Contract term
- Contract termination
- Contracting officer
- Control principle
- Controlling Party
- Conventional Lender
- Conviction
- Corporate Guarantor
- Corporate resolution
- Corporation
- CPA · Certified Public Accountant
- Credit analyst
- Credit Check
- Credit committee
- Credit file
- Credit inquiry
- Credit memorandum
- Credit Score
- Credit union
- Creditor
- Crime involving fraud
- Crime Involving Fraud or Dishonesty
- Crime of moral turpitude
- Criminal Background Check
- Criminal Charge
- Criminal Conviction
- criminal history
- Criminal History Disclosure
- Criminal information
- Criminal offense
- Criminal proceeding
- Criminal Record
- Current indictment
- De Facto Ownership
- Debarment
- Debarred from federal programs
- Debtor
- Declaration of Intent
- Deed
- Deferred Prosecution
- Deferred prosecution agreement
- Delegated Action
- Delegated Lender
- Delegation of Authority
- Delinquent Federal Debt
- Direct Lender
- Director
- Disbursing officer
- Discharge of bankruptcy
- Discharge Order
- Discharged (Bankruptcy)
- Discharged felony conviction
- Disclosure
- Disclosure document
- Disclosure Obligation
- Disclosures
- Disqualified Person
- Disqualifying Conviction
- Doing business as name · DBA name
- Donor Bank Statements
- Dual Citizenship
- E-2 investor visa
- E-2 Visa
- E-Tran · Electronic Transmittal
- E-Tran authorization
- E-Tran Error
- E-Tran modification
- Early termination clause
- Earnout
- Easement
- Economic Development Agency
- Electronic Loan System · ELS
- Eligibility Certification
- Eligibility documentation
- Eligibility opinion
- Eligible Borrower
- Eligible Small Business Concern
- Embezzlement
- Employer Identification Number
- Employment agreement · Employment contract
- Employment authorization document · EAD
- Environmental consultant
- Environmental lien
- Environmental Questionnaire · SBA Form 1081
- Equipment appraiser · Appraiser
- Equity Owner
- ERISA · Employee Retirement Income Security Act
- ERISA Rules · Employee Retirement Income Security Act
- Escrow / holdback · holdback
- Escrow agents
- Estate
- Estate Executor
- Exclusionary period
- Executive Authority
- Executor
- Exhibit
- Existing Lawsuit
- Existing Liens
- Familial relationship
- FDD Addendum · Franchise Disclosure Document Addendum
- Federal Assignment of Claims Act · FACA
- Federal debarment · Debarred from federal programs
- Federal Debt
- Federal Debt Information
- Federal Student Loan Default
- Felony
- Felony Conviction · Felony
- Felony Convictions
- Felony indictment
- Fiduciary
- Finance company
- Financial Impropriety
- Financial institution
- Financial Misconduct
- Financial reporting requirement
- Financial Responsibility
- FIRREA · Financial Institutions Reform, Recovery, and Enforcement Act
- First Lien on Business Assets
- Fiscal Agent
- Fiscal and Transfer Agent
- Fiscal Transfer Agent
- For-profit small business
- Foreign national
- Form I-551 · Permanent Resident Card
- Formal Amendment
- Formal Loan Agreement
- Formation Document
- Franchise Addendum
- Franchise agreement
- Franchise Agreement Addendum
- Franchise Disclosure Document · FDD
- Franchise Review Portal
- Franchisee
- Franchisor
- Franchisor-franchisee relationship
- Fraud
- Fraud allegation
- Fraud Charge
- Fraudulent Financial Statement
- Full Application
- Gambling Operation
- General partner
- Gift letter
- Good character
- Governing Document
- Government Contracting Officer
- Government Regulation
- Grantor
- Green card
- Guarantor
- Guarantors
- Guaranty enforceability
- H-1B
- H-1B Visa
- High-Risk Borrower
- Holder
- Holder of Record
- Holder of the Note
- Holding Company
- Homestead Exemption
- HUD-1
- Immediate Family Members
- Impermissible Affiliation
- Independent appraiser · Appraiser
- Independent contractor
- Indictment
- Individually liable
- Ineligible Borrower
- Institutional investor
- Insurance Carrier
- Insurance Endorsement
- Intentional misrepresentation
- Intercreditor Agreement
- Interlocking directorates
- Intermediary
- Internal credit policy
- Internal Revenue Service
- Investment Agreement
- Investor
- Investor Agreement
- Irrevocable
- Irrevocable trust
- Irrevocably vested
- IRS Installment Agreement
- IRS payment plan
- IRS regulations · Internal Revenue Service regulations
- IRS Repayment Plan
- ITIN · Individual Taxpayer Identification Number
- Joint and Several Liability
- Joint asset
- Joint Venture
- Jointly and Severally Liable
- Jointly-owned asset
- Judgment
- Junior lienholder
- Jurisdiction
- Key employees
- Key man insurance · key person insurance
- Key Management Personnel
- Key personnel
- Key principal
- Key Principals
- Know Your Customer
- L-1 Visa
- Landlord Consent
- Landlord subordination agreement · Landlord waiver
- Lawful Permanent Residence · Green card
- Lawful permanent residency · Green card
- Lawful Permanent Resident · Green Card holder
- Lease financing company
- Legal counsel · Attorney
- Legal dispute
- Legal entity
- Legal Entity Structure
- Legal Judgment
- Legal opinion
- Legal permanent residency
- Legal Permanent Resident · LPR
- Legal structure
- Lender
- Lender certification
- Lender liability
- Lender Match
- Lender Recourse
- Lender's Application for Guaranty · SBA Form 1920
- Lender's Certificate
- Lender's Credit Authority · LCA
- Lender's Transcript of Account · SBA Form 1149
- Letter of Explanation
- License
- Licensee
- Licensing and Regulatory Requirements
- Licensor
- Lien filing
- Lien on Personal Assets
- Lien on personal property
- Lien Waivers
- Lienholder
- Limited Guaranty
- Limited Joinder
- Limited Liability Company · LLC
- Limited partner
- Limited Personal Guaranty
- Liquid Guarantor
- Litigation
- LLC · Limited Liability Company
- Loan agreement
- Loan Application
- Loan Application Package
- Loan closing statement
- Loan Committee
- Loan document
- Loan Documents
- Loan narrative
- Loan officer
- Loan package
- Loan packager
- Local building code
- Local Zoning Regulation
- Long-term lease · Extended lease
- Look-Back Period
- LPR · Lawful Permanent Resident
- M&A advisor
- Majority Owner
- Management agreement
- Management Agreements
- Management Authority
- Management company
- Management structure
- Managerial Control
- Managing member
- Marital Assets
- Marital interest
- Marital property law
- Marital property laws
- Master franchise agreement
- Material information
- Material misrepresentation
- Material Omission
- Mentor-protégé agreement
- Minority Partner
- Misdemeanor
- Misdemeanor Conviction
- Misdemeanor Offense
- Misrepresentation
- Money Laundering
- Moral turpitude
- Mortgage deed
- NDA · non-disclosure agreement
- Non-community property state
- Non-compete
- Non-Compete Agreement · Non-compete
- Non-compliance
- Non-Delegated Lender
- Non-immigrant visa
- Non-owner guarantor
- Non-Owner Investor
- Non-owner spouse
- Non-PLP lender
- Non-profit entity
- Nondisclosure
- Not-for-Profit Business
- Note · Promissory note
- O-1 Visa
- Obligor
- Office of Financial Assistance · OFA
- Office of Franchise and Business Opportunity · OFBO
- Officer
- Officers
- Officers/Directors · Officers and Directors
- Omission of Fact
- Omission of Material Fact
- Omission of material facts
- Operating Agreement
- Operational control
- Organizational documents
- Originating lender
- Outstanding personal judgment · Unpaid judgment
- Outstanding tax lien
- Ownership interest
- Ownership Share
- Ownership Structure
- Parole
- Participating bank
- Participating Lender
- Partner
- Partnership
- Partnership Agreement
- Passive minority owner
- Passive ownership
- Past defaults
- Penalty of perjury
- Pending lawsuit
- Pending Litigation
- Permanent Resident
- Permanent Resident Card · Green card, Form I-551
- Permanent Resident Status
- Personal Background Check
- Personal bankruptcy
- Personal Credit Report
- Personal financial statement
- Personal foreclosure
- Personal Guarantor
- Personal Guaranty · Personal Guarantee
- Personal History Statement
- Personal Income Tax Return
- Personal judgment
- Personal liability
- Personal Loan Default
- Personal obligation
- Personal Recourse
- Personal tax lien
- Personal tax return
- Personal Tax Returns
- Personally Liable · Personal Guarantee
- Plan administrator
- PLP Status · Preferred Lender Program Status
- Pre-paid lease
- Preferred Lender
- Preferred Lender Program · PLP
- Preferred Lender Status
- Pretrial diversion program
- Primary assignee
- Primary Beneficiary
- Primary Lender
- Primary lienholder · First lien
- Primary servicer
- Principal (Individual)
- Principal Guarantor
- Principal Owner
- Principals
- Prior Lienholder
- Private Equity Firm
- Private equity fund
- Private Lender
- Probation
- Product Liability Lawsuit
- Program Rule
- Prohibited Transaction
- Prohibited Transaction Rules
- Promissory Note
- Proof of Clear Title
- Proof of funds
- Proper Permitting
- Proprietor
- Prudent lender
- Qualified Alien
- Qualified Alien status · Qualified Alien
- Qualified Appraiser
- Qualified non-citizen status
- Qualified non-immigrant status
- Real estate entity · PropCo
- Rebuttable presumption
- Registered Pool Assembler
- Regulator
- Regulatory Compliance
- Related Entities
- Related parties
- Renewal term
- Request for Additional Information · RFAI
- Required guarantor
- Residency Requirement
- Residency Verification
- Restitution
- Restrictive clause
- Retained Control
- Revocable grantor trust
- Rider
- ROBS facilitator
- S-Corporation · S-Corp
- Sales agreement
- SBA · U.S. Small Business Administration
- SBA Addendum
- SBA Authorization
- SBA Business Development Officer · BDO
- SBA compliance
- SBA Eligible
- SBA Form 148 · Standby Agreement
- SBA Form 1919 Disclosure
- SBA Form 912 · Statement of Personal History
- SBA Franchise Directory
- SBA Franchise Team
- SBA lender
- SBA Lender status
- SBA Loan Authorization
- SBA Loan Program Requirements
- SBA loan specialist
- SBA oversight
- SBA Preferred Lender · PLP Lender
- SBA resource partner
- SBA SOP · SBA Standard Operating Procedures
- SBA-approved lender
- SBA's Franchise Directory
- SBDC · Small Business Development Centers
- SCORE
- SCORE Mentor
- Search fund / searcher · searcher
- Secondary market purchaser
- Secondary Participation Guaranty Agreement
- Secretary of State
- Secured creditor
- Self-Certification
- Self-dealing
- Senior Liens
- Serious Criminal Offense
- Servicer
- Servicer of record
- Servicing Agent
- Shared Economic Interest
- Shareholder Agreements
- Shell Company
- Silent partner
- Single-Member LLC
- Small Business Administration · SBA
- Small business concern
- Small Business Lending Company · SBLC
- Small Business Size Standards
- Social Security Number
- Sole assignee
- Sole proprietor
- Sole Proprietorship
- Source-of-Funds Verification
- Special voting rights
- Spousal Consent
- Spousal Consent Form
- Spousal Guaranty
- Spousal Joinder
- SSN · Social Security Number
- State-licensed or certified appraiser · Appraiser
- Statement of Affiliation
- Statement of Personal History · SBA Form 912
- Statutory authority
- Stock purchase agreement
- Sub-franchise agreement
- Sub-franchisor
- Subcontractor
- Subordinated creditor
- Subscription agreement
- Subsidiary
- Supermajority Voting Requirements
- Supervised Release
- Supplier agreement
- Supply agreement
- Surety
- Suspension
- Tax filing
- Tax filings
- Tax return
- tax status
- Tax Transcripts · IRS transcripts (4506-T)
- Taxing authority
- Taxpayer Identification Number · TIN
- Temporary visa holder
- Termination clause
- Third-party agent
- Title Companies
- Title company
- Title report
- Totality of the circumstances rule
- Trade confirmation
- Trade or business
- Trust
- Trust agreement
- Trust Document
- Trust or Estate
- Trustee
- Truth in Lending Act · TILA
- U.S. citizen
- U.S. Copyright Office
- U.S. National
- U.S. non-citizen national
- U.S. territories
- UCC amendment
- UCC filing · UCC-1 financing statement
- UCC filings · Uniform Commercial Code filings
- UCC Financing Statement
- UCC-1 · Uniform Commercial Code financing statement
- UCC-1 statement
- Ultimate Obligor
- Unconditional
- Unconditional guarantee · Unconditional guaranty
- Unconditional personal guarantee · Full personal guarantee
- Unconditional personal guaranty
- Underwriter
- Undisclosed affiliate
- Undisclosed Affiliation
- Undisclosed Affiliations
- Undue control
- Undue Influence
- Uniform Commercial Code · UCC
- Uniform Commercial Code Filing · UCC filing
- Unilateral Authority
- Universal Life Policy
- Universal Purchase Package · UPP
- Unlimited and Unconditional
- Unlimited Guaranty
- Unlimited liability
- Unlimited Personal Guaranty
- Unlisted Franchise Agreement
- Unresolved Tax Lien
- USCIS · U.S. Citizenship and Immigration Services
- USPTO · U.S. Patent and Trademark Office
- Validity Period
- Vehicle title
- Voting Right
- Voting trust
- Wage garnishment
- Whole Life Policy
- Will/trust
- Wire Transfer Confirmations
- Witness Signature
- Women's Business Centers
- Work authorization
Doing the deal444
- Absolute Assignment
- Absolute Right of First Refusal
- Accounting fees
- ACH
- ACH Debit
- Acquiring entity
- Acquisition
- Acquisition Cost
- Acquisition Target
- Adequate consideration
- Administrative Appeal Process
- Alienate the Business
- Amendment
- Appeal
- Appraisal fee
- Arm's length
- Arm's-length lease agreement
- Arm's-length terms
- Arm's-Length Transaction
- Arms-length
- Asset disposition
- Asset Liquidation
- Asset purchase
- Asset Recovery
- Asset sale
- Asset Seizure · Foreclosure
- Assignability
- Assignability Clause
- Assignable
- Assignment
- Assignment of claims
- Assignment of policy
- Assignment of policy rights
- Assignment of the Security Interest
- Assuming the loan
- Assumption
- Assumption Agreement
- Assumption of debt
- Assumption of Existing SBA Loan
- Attorney fee
- Attorney Fees
- Automated Clearing House debit
- Automatic termination
- Backdoor Financing
- Bankruptcy Proceedings
- Bargain purchase
- Blanket Lien · UCC Lien
- Blanket UCC filing
- Blocking right
- Bona Fide Change of Ownership
- Broker fee
- Build-out
- Business acquisition
- Business Valuation Fees
- Buyout
- Buyout of a Partner
- Change in ownership
- Change of control
- Change of ownership
- Change-of-Ownership Transaction
- Clean title
- Clear Title
- Closing
- Closing condition
- Closing Conditions
- Closing cost
- Closing Costs
- Closing Date · Close of escrow
- Closing document
- Closing documents
- Closing fee
- Closing procedure
- Closing Statement
- Co-terminus
- Collateral Assignee
- Collateral assignment
- Collateral Coverage
- Collateral disposition
- Collateral Disposition Expense
- Collateral filing
- Collateral liquidation
- Collateral Package
- Collateral perfection
- Collateral Pledge
- Collateral recovery
- Collateral Release
- Collateral shortfall
- Collection
- Collection effort
- Collection remedy
- Commercial Real Estate Acquisition
- Commercially reasonable
- Commercially Reasonable Disposition
- Commercially reasonable effort
- Commercially Reasonable Efforts
- Commercially reasonable manner
- Commercially reasonable method
- Commitment Letter · Loan commitment
- Competitive bid
- Competitive bidding
- Complete Change of Ownership
- Condition Precedent to Closing
- Condition precedent to funding
- Conditional approval
- Conditions Precedent
- Conditions precedent to closing
- Construction loan disbursement schedule
- Constructive Notice
- Consulting agreement · Consulting contract
- Consulting Fee
- Contingent Payment
- Control Agreement
- Conversion
- Correspondent Bank
- Covenant compliance check
- Credit approval
- Credit approval process
- Credit Decision
- Credit policies
- Credit underwriting
- Cure the Default
- Customary fee
- Deal restructuring
- Deal Structure
- Debt acceleration
- Debt Collection
- Debt compromise
- Deed of Trust
- Delegated authority
- Demand for Payment
- Demand Letters
- Diligent Servicing Action
- Disbursement
- Disbursement control
- Disbursement Controls
- Disbursement Date
- Disbursement schedule
- Disbursing
- Discharged
- Disposition
- Disqualification
- Dissolution
- Diversion of funds
- Divestitures
- Due diligence
- E-Tran entry
- E-Tran submission
- Ease of Perfection
- eligibility criterion
- Eligibility determination
- Eligibility Screening
- Eligible Liquidation Expense
- Employee Stock Ownership Plan · ESOP
- Encumbrance
- Endorsement
- Enforceability
- Enforceable First Lien Position
- Enforceable lien
- Environmental due diligence
- Environmental fee
- Environmental indemnification
- environmental remediation plan
- Environmental review costs
- Environmental review fee
- Escrow
- Escrow account
- Estimated Liquidation Cost
- Execution on asset
- Extension
- Extenuating Circumstance
- Extraordinary Legal Fee
- Fallback Provisions
- Family member transaction
- Federal tax lien
- Fee structure
- FEMA flood map
- Final Disbursement
- First Collateral Assignee
- First Mortgage
- flood hazard determination
- Foreclosure
- Foreclosure Proceeding
- Franchise Acquisition
- Franchise Directory
- Franchise fee
- Franchise fees
- Franchise Resale · Existing franchise acquisition
- Franchise Transfer Fee
- Full Release
- Full Release of Personal Guaranty
- Full satisfaction
- Fully Disbursed
- Fully subordinated
- Good faith
- Guaranty Approval
- Guaranty claim
- Hedging Strategy
- HUD-1 Settlement Statement
- Identity of Interest Transaction
- Imprudent lending practices
- Inadequate due diligence
- Indemnification · Hold harmless
- Indemnification agreement
- Indemnification from the Seller
- Initial franchise fee
- Initial Liquidation Plan
- Interest Rate Modification
- Joint venture agreement
- Land acquisition
- Landlord's waiver
- Lease agreement
- Lease with an option to purchase
- Leasehold Acquisition
- Leasehold Mortgage
- Legal due diligence
- Legal fees
- Legal title transfer · Change of ownership
- Lender closing fees
- Lender Pre-qualification
- Lender underwriting
- Lender's Default
- Lien Perfection
- Lien Registration · Lien Filing
- Lien Release
- Lien Satisfaction · Lien Release
- Lien Search · UCC search
- lien searches
- Lien subordination
- Lien Subordination Agreement
- Lien waiver
- Life insurance
- Life insurance assignment
- Liquidate
- Liquidate Collateral
- Liquidation
- Liquidation action
- Liquidation Expense
- Liquidation expenses
- Liquidation Plan
- Liquidation Proceedings · Liquidation
- Liquidation Timeline
- Loan Amendment · Amended SBA Loan Authorization
- Loan assumption
- Loan audit
- Loan liquidation
- Loan origination
- Loan packaging
- Loan Request
- Loan Sale Agreement
- Loan servicing
- Loan structuring
- LOI · letter of intent
- Management buyout · MBO
- Mandatory Repurchase Option
- manual underwriting
- Master Franchise
- Material adverse change
- Material Alteration
- Material Breach
- Material Change
- Material Deviation
- Material Modification
- Material servicing action
- Minority owner
- Minority Stake
- Mortgage
- Mortgage/Deed of Trust · Mortgage, Deed of Trust
- Negotiated Addendum
- Net proceeds
- Net recovery
- New Business Entity
- No-lien affidavit · Affidavit of No Lien
- Non-Compete Payment
- Non-Curable Defect
- Notice of Default
- Ongoing service fee
- Option
- Orderly liquidation
- Origination
- Owner Buyout
- Ownership transition
- Packaging Fees
- Partial Acquisition
- Partial buyout
- Partial Stake
- Partner buyout
- Payoff Letter
- Perfect a lien
- Perfect a security interest
- Perfected
- Perfected Lien
- Perfected Security Interest
- Perfecting lien
- Perfection
- Perfection of Lien
- Personal Collateral
- Personal guarantee
- Pledge
- Pledge Agreement
- Pledge collateral
- Post-Closing
- Post-Closing Consulting Agreement
- Post-closing event
- Post-closing procedure
- Post-closing review
- Post-Closing Training
- Pre-approval
- Pre-Closing
- Pre-closing expenses
- Pre-qualification
- Pre-qualification process
- Pre-qualify
- Primary Residence
- Prior Liens
- Prior SBA approval
- Priority
- Private sale
- Pro-Rata Share
- Professional Fee
- Programmatic Review
- Proper perfection
- Prorated Property Tax
- Prudent Lending Practice
- Prudent lending standards
- Prudent servicing
- Public auction
- Public sale
- Purchase agreement
- Purchase Contract
- Purchase money security interest
- Purchase price
- Real Estate Acquisition
- Real estate deed of trust
- Real estate mortgages
- Rebranding
- Recapitalization
- Recorded Deed
- Recorded Lien
- Register the Guaranty
- Regulatory penalty
- Related-Party Transaction
- Release Collateral
- Release of collateral
- Releasing Guarantor
- Relocation Cost
- Remediation plan
- Remittance
- Renewal Option
- Repair
- Repayment Agreement
- Replacement Collateral
- Representations and warranties
- Request for Reconsideration
- Restrictive covenant
- Right of First Refusal · ROFR
- Rights of first refusal
- Roll-up acquisition
- Sale proceeds
- SBA Approval · Loan Authorization
- Second lien position
- Second mortgage
- Secondary market audit
- Secondary market investor
- Secondary Market Sale
- Security Agreement
- Security Agreements
- Security deposit
- Security instrument
- Security Interest
- Seller Consulting Agreement
- Seller Holdback
- Seller Note Subordination Agreement · Standby Agreement
- Seller's Financing
- Seller's lien
- Senior Lien Position
- Servicing
- Servicing and Collection
- Servicing and liquidation
- Servicing deficiency
- Settlement
- Settlement Statement · Closing Statement
- Short sale
- Soft Costs
- Soil remediation
- sound commercial lending practices
- Special Flood Hazard Area · SFHA
- Specific Lien
- Startup Acquisition
- State tax lien
- Stock Option Agreement
- Stock purchase · equity purchase
- Subordinate
- Subordinate Lien
- Subordinated Seller Note
- Subordination
- Subordination agreement
- Substitution of Collateral
- Substitution of significant collateral
- Target Business
- Target Company
- Tax lien
- Temporary Deferment
- Termination Clauses
- Tiered fee schedule
- Tiered fee structure
- Title insurance
- Title review
- Title reviews
- Title search
- Title Transfer
- Title work
- Transaction costs
- Transfer of Ownership
- Transfer title
- Transferability
- Transferability Clause · Assignment clause
- Transition and Training Period
- Transition Period
- UCC lien
- UCC Sale
- UCC Search
- UCC searches · Lien search
- UCC-1 filing · Uniform Commercial Code-1 filing
- UCC-1 filings
- UCC-1 financing statement
- Unauthorized Modification
- Unauthorized servicing actions
- Unconditional assignment
- Underwrite
- Underwriting
- Underwriting costs
- Underwriting process
- Undisclosed Lien
- Unencumbered Status · Unencumbered
- Unilateral Servicing Authority
- Unperfected
- Upfront Fee · Lender closing costs
- Veto Power
- Voluntary Surrender of Collateral
- Voluntary Workout Option
- Waiver
- Waiving a Lien
- Without Cause
- Workout