Glossary · Reading the business
In short
This is a summary of all your personal assets and liabilities, providing a snapshot of your net worth. Lenders require it to verify your financial strength and ability to make an equity injection.
You'll submit a detailed Personal financial statement, which includes an asset statement, as part of your loan application. This document lists your cash, investments, real estate, and other valuables, alongside any debts. Ensure it's accurate and supported by bank statements or brokerage statements.
SBA Form 1919 — Borrower Information Form
U.S. Small Business Administration · SBA form
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
Free · No documents · Usually same-day