Lender intelligence
Every lender with 100+ FY2020–23 SBA loans, ranked by how many were charged off. Read it with care: a high rate can mean loose underwriting, but it can also mean a mission lender deliberately taking harder deals others won't touch. A low rate with real volume usually means disciplined underwriting — and a tougher approval.
What this means for a buyer: the bank you pick shapes your odds. Disciplined lenders push back on weak deals before closing — annoying in the moment, and exactly what you want. Related: franchises that fail the most · failure rates by state.
DealRoom analysis of public SBA lending records. Failure = charge-off on the FY2020–23 cohort. 100-loan floor. Rates reflect each lender's borrower mix, not loan servicing quality alone.
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We'll match you with banks that fund deals like yours and stand behind them. Their track record above is the proof you'd never get from a sales call.
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