Can ChoiceOne Bank fund you? The bank behind the loans
Total assets
$4.4B
▼ 0.4% vs prior quarter
Deposits on hand
$3.7B
▲ 1.9% vs prior quarter
Loans outstanding
$3.0B
▼ 1.2% vs prior quarter
Net income (latest qtr)
$14.3M
•An active SBA program (~0.5% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes ChoiceOne Bank more SBA-focused than 66% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.3% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with ChoiceOne Bank
Tell us where to reach you and we'll arrange the introduction — to ChoiceOne Bank or a comparable SBA specialist who fits your deal even better.
Walk into a ChoiceOne Bank branch (51)
Choiceone BankMain office109 E Division StSparta, MI 49345 · since 1898
Capac Branch206 N Main StCapac, MI 48014 · since 1898
Grant Branch10 W Main StGrant, MI 49327 · since 1906
Kent City Branch450 W Muskegon StKent City, MI 49330 · since 1907
Montrose Branch201 W State StMontrose, MI 48457 · since 1912
Coopersville Branch661 W Randall StCoopersville, MI 49404 · since 1923
Community State Branch207 S Saginaw StSaint Charles, MI 48655 · since 1941
Linden Branch107 North Main StreetLinden, MI 48451 · since 1954
Thomas Twp. Branch7590 Gratiot RdSaginaw, MI 48609 · since 1962
Yale Branch
Scroll for all 51 branches · Branch data: FDIC BankFind.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with ChoiceOne Bank.
AI summary
ChoiceOne Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
ChoiceOne Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
Free · No documents · Usually same-day
2 deals
3 N Main St
Yale, MI 48097 · since 1965
Elba Branch5508 Davison RdLapeer, MI 48446 · since 1965
Southgate Branch637 S Main StLapeer, MI 48446 · since 1970
Chesaning Township Branch12771 Brady RdChesaning, MI 48616 · since 1978
Ravenna Branch3069 S Slocum RdRavenna, MI 49451 · since 1979
Attica Branch4515 Imlay City RdAttica, MI 48412 · since 1979
Egelston Branch5475 E Apple AveMuskegon, MI 49442 · since 1982
Grange Hall Road Branch4043 Grange Hall RoadVillage Of Holly, MI 48442 · since 1987
Newaygo Branch246 W River Valley DrNewaygo, MI 49337 · since 1989
Metamora Branch950 W Dryden RdMetamora, MI 48455 · since 1989
Appletree Branch416 West Division StreetSparta, MI 49345 · since 1990
Stockbridge Branch5101 S M 106Stockbridge, MI 49285 · since 1990
Deerfield Branch30 West Burnside Road (m-24)Fostoria, MI 48435 · since 1993
Memphis Branch81111 Main StMemphis, MI 48041 · since 1995
Grass Lake Branch12005 E Michigan AveGrass Lake, MI 49240 · since 1995
Cedar Springs Branch4170 17 Mile Rd NeCedar Springs, MI 49319 · since 1996
Silver Parkway Branch18005 Silver PkwyFenton, MI 48430 · since 1996
Armada Branch72890 North AveArmada, MI 48005 · since 1996
Alpine Branch5050 Alpine Ave NwComstock Park, MI 49321 · since 1998
Imlay City Branch1875 S Cedar StImlay City, MI 48444 · since 1999
Fenton Mi Loan Facility101 N Leroy StFenton, MI 48430 · since 1999 · limited service
Saginaw St. Grand Blanc7606 S Saginaw StGrand Blanc, MI 48439 · since 2001
Northstar Cinema Atm Branch11699 Northland Dr NeRockford, MI 49341 · since 2001 · limited service
Fremont Branch1423 W Main StFremont, MI 49412 · since 2002
15095 Silver Parkway Branch15095 Silver PkwyFenton, MI 48430 · since 2002
Birch Run Branch8412 Main StBirch Run, MI 48415 · since 2003
Grand Blanc North Branch1401 E Hill RdGrand Blanc, MI 48439 · since 2006
Harvey Street Branch5797 Harvey StMuskegon, MI 49444 · since 2006
New Lothrop Branch9380 Genesee StNew Lothrop, MI 48460 · since 2006
North Muskegon Branch180 N Causeway StNorth Muskegon, MI 49445 · since 2007
Grand Haven Branch1120 S Beacon BlvdGrand Haven, MI 49417 · since 2007
Brighton Branch134 N 1st StBrighton, MI 48116 · since 2008
Almont Branch5515 Van Dyke RdAlmont, MI 48003 · since 2008
Grand Rapids - Market330 Market Ave SwGrand Rapids, MI 49503 · since 2018
Rockford - Division Office590 E Division StRockford, MI 49341 · since 2018
Norton Shores Branch1030 W Norton AveMuskegon, MI 49441 · since 2020
Lapeer Branch83 W Nepessing StLapeer, MI 48446 · since 2020
Farmington Hills Branch31000 Northwestern HwyFarmington Hills, MI 48334 · since 2021
Saginaw Branch218 S Washington AveSaginaw, MI 48607 · since 2021
Fsb Of Munith Mo Branch201 N Main StMunith, MI 49259 · since 2021
615 S. Saginaw Street Branch615 S. Saginaw StreetFlint, MI 48502 · since 2023
The State Bank Branch175 N Leroy StFenton, MI 48430 · since 2025
Nursing Care Facilities (Skilled Nursing Facilities)
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Supermarkets and Other Grocery Retailers (except Convenience
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$124K
Est. cash at closing
$170K
Monthly payment
$12,566
Annual debt service
$151K
Cash flow needed (1.25×)
$188K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Offices of Physicians (except Mental Health Specialists)
If you were the buyer here
Est. deal size
$680K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,508
Annual debt service
$90K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.