Ace Hardware, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0067)
309 deals since 2020 · typical deal $642K · 0% failure rate
309
Deals since 2020
$642K
Typical deal
63
Deals since FY2025
0%
Failure rate (FY20–23)
Ace Hardware buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for Ace Hardware
Most Ace Hardware deals financed between $300K and $1.24M. Above $1.24M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,393
- Down payment (10%)
- $71K
- Cash to close (all-in)
- $95K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$95K)
Experience
Recent financings
- R&R Hardware Solutions LTD in N Little Rock, AR — $4.8M (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.875% variable
- Term