The real lending record — every figure from funded deals. HQ: 1 M And T Plz, Buffalo, NY. 986 branches.
2,000+
Recent deals (FY20+)
$50K
Typical deal
35 days
Approval → funding
8.5%
Failure rate (FY20–23)
Where Manufacturers and Traders Trust Company lends
Deal profile
Most Manufacturers and Traders Trust Company deals land between $25K and $107K — that range covers half of everything they fund. Top industries and states:
Can Manufacturers and Traders Trust Company fund you? The bank behind the loans
Total assets
$214.2B
▲ 0.6% vs prior quarter
Deposits on hand
$167.3B
▼ 2.5% vs prior quarter
Loans outstanding
$137.9B
▲ 0.9% vs prior quarter
Net income (latest qtr)
$679.0M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Manufacturers and Traders Trust Company more SBA-focused than 44% of the banks on our record.
•Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
•Return on assets of 1.27% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with Manufacturers and Traders Trust Company
Tell us where to reach you and we'll arrange the introduction — to Manufacturers and Traders Trust Company or a comparable SBA specialist who fits your deal even better.
Walk into a Manufacturers and Traders Trust Company branch (501)
Manufacturers And Traders Trust CompanyMain office1 M And T PlzBuffalo, NY 14203 · since 1856
Cabot Street Branch240 Cabot StBeverly, MA 01915 · since 1802
Fells Point Branch432 S BroadwayBaltimore, MD 21231 · since 1806
Downtown Utica Branch233 Genesee StUtica, NY 13501 · since 1839
Fountain Plaza Branch1 Fountain PlzBuffalo, NY 14203 · since 1846
Danvers Branch1 Conant StDanvers, MA 01923 · since 1850
Farmington Main Street Branch32 Main StFarmington, CT 06032 · since 1851
Livingston Branch232 S Livingston AveLivingston, NJ 07039 · since 1854
Financial Plaza Branch1 Financial PlzHartford, CT 06103 · since 1858
Scroll for all 501 branches · Branch data: FDIC BankFind.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
518 of Manufacturers and Traders Trust Company's loans on record were charged off — the lender gave up collecting, which usually means the business failed (largest 150 shown). Each links to its full record.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Manufacturers and Traders Trust Company.
AI summary
Manufacturers and Traders Trust Company is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
Manufacturers and Traders Trust Company is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
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Fred Astaire Dance Studios
4 deals
Peterborough Main Branch
35 Main St
Peterborough, NH 03458 · since 1859
Skaneateles Downtown Branch33 E Genesee StSkaneateles, NY 13152 · since 1866
Downtown Binghamton68 Exchange StBinghamton, NY 13901 · since 1867
Nunda Branch6 State StreetNunda, NY 14517 · since 1868
Central Branch2664 Atlantic AveBrooklyn, NY 11207 · since 1868
North Andover Branch30 Massachusetts AveNorth Andover, MA 01845 · since 1868
Boulevard Branch2530 John F Kennedy BlvdJersey City, NJ 07304 · since 1868
Ellenville Branch80 N Main StEllenville, NY 12428 · since 1869
Pawling Branch180 Route 22Pawling, NY 12564 · since 1870
Belmont Center Branch2 Leonard StBelmont, MA 02478 · since 1885
Calvert & Fayette Branch7 N Calvert StBaltimore, MD 21202 · since 1886
North Point Blvd Branch5236 N Point BlvdSparrows Point, MD 21219 · since 1886
Shelburne Falls Branch90 Bridge StShelburne Falls, MA 01370 · since 1887
East Winton Branch1882 East AveRochester, NY 14610 · since 1888
Canton Branch2934 Odonnell StBaltimore, MD 21224 · since 1890
Hampden Baltimore Branch1010 W 36th StBaltimore, MD 21211 · since 1890
Keene Branch122 West StKeene, NH 03431 · since 1895
Lewes Branch134 2nd StLewes, DE 19958 · since 1898
Hampstead Branch1200 N Main StHampstead, MD 21074 · since 1900
Kensington Crossing Branch10619 Connecticut AveKensington, MD 20895 · since 1900
Dover Branch537 Central AveDover, NH 03820 · since 1901
High Street Branch1 W High StCarlisle, PA 17013 · since 1902
East Lebanon Road Branch1001 E Lebanon RdDover, DE 19901 · since 1903
Commack Branch2020 Jericho TpkeCommack, NY 11725 · since 1910
Dundalk Heritage Park Branch39 Shipping PlDundalk, MD 21222 · since 1920
Tops Niagara Branch425 Niagara StBuffalo, NY 14201 · since 1921
Kensington Branch3037 Bailey AveBuffalo, NY 14215 · since 1922
Grant Street Branch130 Grant StBuffalo, NY 14213 · since 1923
Milton Front Street Branch107 Front StMilton, DE 19968 · since 1925
Riverside Branch788 Tonawanda StBuffalo, NY 14207 · since 1926
Main Delavan Branch1877 Main StBuffalo, NY 14208 · since 1928
Elmwood Plaza Branch709 Elmwood AveBuffalo, NY 14222 · since 1929
Clinton Bailey Branch644 Bailey AveBuffalo, NY 14206 · since 1931
Newfane Branch597 Vermont Route 30Newfane, VT 05345 · since 1935
Wilmington Branch29 E Main StWilmington, VT 05363 · since 1935
Chester Branch57 S Main StChester, VT 05143 · since 1938
Springfield Vt Branch6 Main StSpringfield, VT 05156 · since 1938
Woodstock Branch2 The GrnWoodstock, VT 05091 · since 1938
Howard Street Branch715 N Howard StBaltimore, MD 21201 · since 1939
Kirk Avenue Branch776 E 25th StBaltimore, MD 21218 · since 1940
Regional Market Branch2100 Park StSyracuse, NY 13208 · since 1942
Kenmore Branch2882 Delaware AveKenmore, NY 14217 · since 1945
Lancaster Branch5226 Broadway StLancaster, NY 14086 · since 1945
Airport Plaza Branch4168 Union RdCheektowaga, NY 14225 · since 1946
Springville Branch22 Mechanic StSpringville, NY 14141 · since 1946
North James Street Branch100 N James StNewport, DE 19804 · since 1946
Broadway BranchRf-1 Broadway Market, 999 Broadway ABuffalo, NY 14212 · since 1946
Durham Main Branch70 Main StDurham, NH 03824 · since 1947
Vestal Branch148 Vestal Pkwy EVestal, NY 13850 · since 1947
Fayetteville Branch500 E Genesee StFayetteville, NY 13066 · since 1947
Bayview Branch532 Ocean AveJersey City, NJ 07305 · since 1947
Swanton Branch15 Canada StSwanton, VT 05488 · since 1947
Gardenville5225 Belair RdBaltimore, MD 21206 · since 1947
Southgate Plaza Branch1024 Union RdWest Seneca, NY 14224 · since 1948
Corning Market Street Branch5 E Market StCorning, NY 14830 · since 1948
Castor Branch6500 Castor AvePhiladelphia, PA 19149 · since 1948
Seneca Cazenovia Branch2199 Seneca StBuffalo, NY 14210 · since 1948
North Syracuse/South Main Branch507 S Main StNorth Syracuse, NY 13212 · since 1949
Everett Branch115 E Main StEverett, PA 15537 · since 1950
Fox Valley Branch15 W Lea BlvdWilmington, DE 19802 · since 1950
Newark Branch82 E Main StNewark, DE 19711 · since 1952
Lyell Branch1385 Lyell AveRochester, NY 14606 · since 1952
Tonawanda Branch65 Broad StTonawanda, NY 14150 · since 1953
Shillington Branch1 W Lancaster AveShillington, PA 19607 · since 1953
Fishkill Main Street67 Jackson StFishkill, NY 12524 · since 1953
Eastwood Branch3640 James StSyracuse, NY 13206 · since 1953
Stouffer Avenue Branch430 Stouffer AveChambersburg, PA 17201 · since 1953
Yorkville Branch1826 W Market StPottsville, PA 17901 · since 1953
Bustleton Branch9375 Bustleton AvePhiladelphia, PA 19115 · since 1953
Financial Services Center Branch301 W Plank RdAltoona, PA 16602 · since 1953
Eastern Branch8314 Pulaski HwyRosedale, MD 21237 · since 1954
Robinson Street Branch149 Robinson StBinghamton, NY 13904 · since 1954
Newport Branch59 Main StNewport, VT 05855 · since 1954
Nyack Branch135 Main StNyack, NY 10960 · since 1955
Clarence Branch10614 Main StClarence, NY 14031 · since 1955
New Castle Branch210 Delaware StNew Castle, DE 19720 · since 1955
West Shore Plaza Branch1200 Market StLemoyne, PA 17043 · since 1955
Paxton Street Branch2775 Paxton StHarrisburg, PA 17111 · since 1955
Birdsboro Branch248 N Mill StBirdsboro, PA 19508 · since 1955
Ingleside Branch5642 Baltimore National PikeCatonsville, MD 21228 · since 1955
National Highway Branch1201 National HwyLa Vale, MD 21502 · since 1955
Newark Branch72 Mount Vernon PlNewark, NJ 07106 · since 1955
Batavia Branch55 Main StBatavia, NY 14020 · since 1956
Eastern Hills Branch7300 Transit RdWilliamsville, NY 14221 · since 1956
Main Cedar Branch750 Main StNiagara Falls, NY 14301 · since 1956
Mayville Branch76 S Erie StMayville, NY 14757 · since 1956
Roseland Branch187 Eagle Rock AveRoseland, NJ 07068 · since 1956
Fredonia Branch1 E Main StFredonia, NY 14063 · since 1957
Grand Island Branch2381 Grand Island BlvdGrand Island, NY 14072 · since 1957
Silver Creek Branch10 Main StSilver Creek, NY 14136 · since 1957
Kennebunkport Branch3 Elm StKennebunkport, ME 04046 · since 1957
Valley Mall Branch17301 Valley Mall RdHagerstown, MD 21740 · since 1957
Bel Air Drive-In Branch5 South Bond StreetBel Air, MD 21014 · since 1957 · limited service
Rehoboth Avenue Branch302 Rehoboth AveRehoboth Beach, DE 19971 · since 1957
Wilkens Plaza Branch4656 Wilkens AveBaltimore, MD 21229 · since 1981
Joppa Road Branch4131 E Joppa RdNottingham, MD 21236 · since 1981
Fort Washington Branch11807 Livingston RdFort Washington, MD 20744 · since 1982
Oak Ridge Branch10721 Fairway LnHagerstown, MD 21740 · since 1982
State Street Drive-Up Branch556 State StHamburg, PA 19526 · since 1982 · limited service
West Milford Branch673 N Dupont BlvdMilford, DE 19963 · since 1982
Frankfort Branch134 E Main StFrankfort, NY 13340 · since 1983
South Deerfield Branch28 Elm StSouth Deerfield, MA 01373 · since 1983
Dobbin Road Branch6395 Dobbin RdColumbia, MD 21045 · since 1983
Prince Frederick Branch510 Solomons Island Rd NPrince Frederick, MD 20678 · since 1983
Cutchogue Branch31525 Main RdCutchogue, NY 11935 · since 1983
Middletown Branch75 Route 35Middleton, NJ 07748 · since 1983
Fort Ashby Branch23 Presidents StreetFort Ashby, WV 26719 · since 1984
Mayfair Branch7121 Frankford AvePhiladelphia, PA 19135 · since 1984
Charlotte Hall Branch37660 Mohawk DrCharlotte Hall, MD 20622 · since 1985
Carroll Street Branch155 E Carroll StSalisbury, MD 21801 · since 1985
Center Moriches Branch502 Main StCenter Moriches, NY 11934 · since 1985
South Atherton Branch1330 S Atherton StState College, PA 16801 · since 1985
North Salem Branch60 June RdNorth Salem, NY 10560 · since 1985
West Street Annapolis Branch67 West StAnnapolis, MD 21401 · since 1986
One Bethesda Center Branch4800 Hampden LnBethesda, MD 20814 · since 1986
Derwood Branch15850 Crabbs Branch WayRockville, MD 20855 · since 1986
King'S Contrivance Branch8640 Guilford RdColumbia, MD 21046 · since 1986
Kent Island Branch60 Kent Town MarketChester, MD 21619 · since 1986
Rutland Branch87 West StRutland, VT 05701 · since 1986
Greencastle Branch643 E Baltimore StGreencastle, PA 17225 · since 1986
West Manchester Branch1475 Kenneth RdYork, PA 17408 · since 1986
Taft Corners Branch421 Blair Park RdWilliston, VT 05495 · since 1986
Woodlawn Branch7210 Ambassador RdBaltimore, MD 21244 · since 1986
Sheridan Evans Branch428 Evans StWilliamsville, NY 14221 · since 1987
Transit Casey Branch9328 Transit RdEast Amherst, NY 14051 · since 1987
Seaford Village Branch22920 Sussex HwySeaford, DE 19973 · since 1987
Tenth And Market Street Branch1007 N Market StWilmington, DE 19801 · since 1987
Eutaw Street Branch329 W Baltimore StBaltimore, MD 21201 · since 1987
Lagrange Branch1100 Route 55Lagrangeville, NY 12540 · since 1987
Highland Village Branch10 Milton AveHighland, NY 12528 · since 1987
Medford Branch2801 Route 112Medford, NY 11763 · since 1987
Schnectady Branch1766 Union StNiskayuna, NY 12309 · since 1987
Montoursville Branch450 Broad StMontoursville, PA 17754 · since 1987
Jefferson Branch1300 Jefferson AveBuffalo, NY 14208 · since 1988
Newport Branch3078 Bridge StNewport, NY 13416 · since 1988
Patapsco Village Branch3470 Annapolis RdBaltimore, MD 21227 · since 1988
Tech Park Branch12200 Tech RdSilver Spring, MD 20904 · since 1988
Linglestown Branch2600 Linglestown RdHarrisburg, PA 17110 · since 1988
Spring Grove Branch33 Roth'S Church RoadSpring Grove, PA 17362 · since 1988
Park Place Branch60 Park PlNewark, NJ 07102 · since 1988
Harford Road Branch8200 Harford RdBaltimore, MD 21234 · since 1988
Millbrook Branch2509 Route 44, Hamlet Of Salt PointPleasant Valley, NY 12569 · since 1988
Jefferson Plaza Branch4 Jefferson PlzPoughkeepsie, NY 12601 · since 1988
East Robinson Branch3065 Niagara Falls BlvdAmherst, NY 14228 · since 1989
Milford Jones Branch28 Jones RdMilford, NH 03055 · since 1989
Barre Branch292 N Main StBarre, VT 05641 · since 1989
Beacon Branch200 Main StBeacon, NY 12508 · since 1989
17th Street Branch811 17th StAltoona, PA 16602 · since 1989
Seagull Square Plaza Branch1328 River AveLakewood, NJ 08701 · since 1989
Orchard Park Branch4084 N Buffalo StOrchard Park, NY 14127 · since 1990
Bear Branch10 Foxhunt DrBear, DE 19701 · since 1990
Stonehedge Branch960 Walnut Bottom RdCarlisle, PA 17015 · since 1990
Topsfield Branch38 Main StTopsfield, MA 01983 · since 1990
North Front Street Branch108 N Front StKingston, NY 12401 · since 1990
Port Jefferson Village Harbor Branch135 W BroadwayPort Jefferson, NY 11777 · since 1990
Point View Shopping Center Branch217 Berdan AveWayne, NJ 07470 · since 1990
Danville Branch1229 Bloom RdDanville, PA 17821 · since 1990
Hillendale Branch6889 Loch Raven BlvdTowson, MD 21286 · since 1990
Randallstown Branch8638 Liberty RdRandallstown, MD 21133 · since 1990
Chestnut Ridge Branch770 Chestnut Ridge RdChestnut Ridge, NY 10977 · since 1990
Hockessin Branch151 Lantana DrHockessin, DE 19707 · since 1991
Waldorf Branch11175 Mall CirWaldorf, MD 20603 · since 1991
Timonium At Deereco Branch9625 Deereco RdTimonium, MD 21093 · since 1991
Shoreham Branch99 Route 25aShoreham, NY 11786 · since 1991
Baywick Plaza Shopping Center Branch335 Atlantic City BlvdBayville, NJ 08721 · since 1991
Carlisle Pike Branch6560 Carlisle PikeMechanicsburg, PA 17050 · since 1992
Life Sciences Branch9600 Medical Center DrRockville, MD 20850 · since 1992
Francis Scott Key Mall Branch5585 Spectrum DrFrederick, MD 21703 · since 1992
Worman'S Mill Branch91 Routzahn WayFrederick, MD 21701 · since 1992
Pottsville Branch1 S Centre StPottsville, PA 17901 · since 1992
Parsippany Branch240 Baldwin RdParsippany, NJ 07054 · since 1992
Suburban Plaza Branch550 Suburban DrNewark, DE 19711 · since 1993
Bwi Commerce Park Branch7500 B Connelley DriveHanover, MD 21076 · since 1993
Ingleside Drive-In Branch5642 Baltimore National PikeCatonsville, MD 21228 · since 1993 · limited service
North Hanover Branch500 Eisenhower DrHanover, PA 17331 · since 1993
Greenspring Station Branch10745 Falls RdLutherville, MD 21093 · since 1993
Mchenry Row Branch1725 Whetstone WayBaltimore, MD 21230 · since 1993
M&T @ William-Emslie Family Ymca Branch585 William StreetBuffalo, NY 14206 · since 1994
E Buffalo St Drive-In Facility123 E Buffalo StIthaca, NY 14850 · since 1994 · limited service
Dillsburg Branch4 North U.S. Highway 15Dillsburg, PA 17019 · since 1994
7th Street Branch929 W 7th StFrederick, MD 21701 · since 1994
Newburgh Plaza Branch56 Route 17kNewburgh, NY 12550 · since 1994
Wolf Road Branch125 Wolf RdColonie, NY 12205 · since 1994
Baldwinsville Branch2300 Downer Street RdBaldwinsville, NY 13027 · since 1994
Towson York Road Branch1005 York RdTowson, MD 21204 · since 1994
The Capital District Office Branch300 Great Oaks Blvd Office Park, Ste 327Albany, NY 12203 · since 1995
New Hartford Branch6 New Hartford Shopping CtrNew Hartford, NY 13413 · since 1995
Northport Branch836 Fort Salonga RdNorthport, NY 11768 · since 1995
Lancaster Regional Bkg. Ctr. Branch1703 Oregon PikeLancaster, PA 17601 · since 1995 · limited service
Womelsdorf Branch400 N 3rd StWomelsdorf, PA 19567 · since 1995
Weis Spring Ridge Branch6093 Spring Ridge PkwyFrederick, MD 21701 · since 1995
Owings Mills New Towne Branch9780 Groffs Mill DrOwings Mills, MD 21117 · since 1995
Morrisville Branch19 Morrisville PlzMorrisville, VT 05661 · since 1995
Olean Branch2604 W State StOlean, NY 14760 · since 1996
Cedar Point Branch375 S Cedar Crest BlvdAllentown, PA 18103 · since 1996
Spring Garden Branch100 S Spring Garden StCarlisle, PA 17013 · since 1996
South Berwick Branch8 Norton StSouth Berwick, ME 03908 · since 1996
Woodbridge Branch1409 Pulaski HwyEdgewood, MD 21040 · since 1996
Bulle Rock Branch1500 Blenhiem Farm LnHavre De Grace, MD 21078 · since 1996
Keyser Branch67 N Main StKeyser, WV 26726 · since 1996
West Babylon Branch955 Little East Neck RdWest Babylon, NY 11704 · since 1996
Marlboro Branch455 County RoadMarlboro, NJ 07746 · since 1996
Hoboken Branch1018 Washington StHoboken, NJ 07030 · since 1996
Laurel Branch207 Bowie RdLaurel, MD 20707 · since 1996
M&T Place Branch255 East AveRochester, NY 14604 · since 1997 · limited service
Jamestown Drive-In Branch1 W 6th StJamestown, NY 14701 · since 1997 · limited service
University Hospital Branch22 S Greene StBaltimore, MD 21201 · since 1997
Good Hope Marketplace Branch2865 Alabama Ave SeWashington, DC 20020 · since 1997
Milestone Branch21006 Frederick RdGermantown, MD 20876 · since 1997
Mount Airy Branch1001 Twin Arch Rd Ste 2600Mount Airy, MD 21771 · since 1997
Rochester Branch110 S Main StRochester, NH 03867 · since 1997
Scotchtown Road Branch307 Main StGoshen, NY 10924 · since 1997
Mahwah Branch115 Franklin TpkeMahwah, NJ 07430 · since 1997
Leisure World Branch3866 International DrSilver Spring, MD 20906 · since 1997
Wappingers Falls Branch1568 Route 9, Imperial PlazaWappingers Falls, NY 12590 · since 1998
Wallkill Branch624 Route 211 EMiddletown, NY 10941 · since 1998
St. Albans Branch163 N Main StSaint Albans, VT 05478 · since 1998
Silver Spring Branch8730 Georgia AveSilver Spring, MD 20910 · since 1998
East Farmingdale Business Banking Center Branch120 Broadhollow RdFarmingdale, NY 11735 · since 1999
South Heidelberg Branch4830 Penn AveSinking Spring, PA 19608 · since 1999
Philipsburg Drive-Up Branch409 N Front StPhilipsburg, PA 16866 · since 1999 · limited service
Brookpark Drive-Up Branch10 Reitz BlvdLewisburg, PA 17837 · since 1999 · limited service
Bloomsburg Branch415 Central RdBloomsburg, PA 17815 · since 1999
Manchester By The Sea Branch11 Summer StManchester, MA 01944 · since 2000
Commercial and Industrial Machinery and Equipment (except Au
If you were the buyer here
Est. deal size
$3.6M
Est. down payment (10%)
$363K
Est. cash at closing
$501K
Monthly payment
$40,457
Annual debt service
$485K
Cash flow needed (1.25×)
$607K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$272K
Est. cash at closing
$375K
Monthly payment
$30,050
Annual debt service
$361K
Cash flow needed (1.25×)
$451K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Computing Infrastructure Providers, Data Processing, Web Hos
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$188K
Est. cash at closing
$258K
Monthly payment
$20,306
Annual debt service
$244K
Cash flow needed (1.25×)
$305K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.