Can Central Pacific Bank fund you? The bank behind the loans
Total assets
$7.5B
▲ 1.2% vs prior quarter
Deposits on hand
$6.7B
▲ 1.3% vs prior quarter
Loans outstanding
$5.3B
▲ 0.6% vs prior quarter
Net income (latest qtr)
$22.2M
•SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Central Pacific Bank more SBA-focused than 4% of the banks on our record.
•Deposits grew last quarter — more raw lending capacity than the quarter before.
•Return on assets of 1.19% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Free · No obligation · Usually same-day
Get in touch with Central Pacific Bank
Tell us where to reach you and we'll arrange the introduction — to Central Pacific Bank or a comparable SBA specialist who fits your deal even better.
Walk into a Central Pacific Bank branch (27)
Central Pacific BankMain office220 S King StHonolulu, HI 96813 · since 1954
Kahala Branch4211 Waialae AveHonolulu, HI 96816 · since 1925
Kalihi Branch2024 N King StHonolulu, HI 96819 · since 1955
Kaimuki Branch3465 Waialae AveHonolulu, HI 96816 · since 1959
Kapiolani Branch1538 Kapiolani Blvd Ste 3Honolulu, HI 96814 · since 1961
Kailua Branch6 Hoolai StKailua, HI 96734 · since 1961
Mccully Branch2002 S King StHonolulu, HI 96826 · since 1962
Pearlridge Branch98-150 Kaonohi StAiea, HI 96701 · since 1967
Lihue Branch4454 Nuhou Street, Suites 408 And 409Lihue, HI 96766 · since 1969
Hilo Branch
Scroll for all 27 branches · Branch data: FDIC BankFind.
Recent deals
3Q Ono Inc.in Honolulu, HI — $250K (2026) · purchase · Limited-Service Restaurants
Program
Preferred Lenders Program
Rate at approval
7.75% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
18 days
Approved
1/26/2026
First disbursed
2/13/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Franchise
Subway
Jobs supported
5
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,865
Annual debt service
$46K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
18 of Central Pacific Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.
DealRoom analysis of public lending records, FY2020–present. Not affiliated with Central Pacific Bank.
AI summary
Central Pacific Bank is an SBA lender tracked by DealRoom.so SBA Intelligence, with lending activity broken down by state, industry, and loan size from public records. DealRoom is not a lender.
Source: DealRoom.so SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. DealRoom is not a lender and does not guarantee financing.
Find the bank most likely to fund your deal
Central Pacific Bank is one of 1,000+ SBA lenders on record — and they all have different appetites. Tell us your deal size, industry, and location, and we'll point you to the banks that fund deals like yours.
Free · No documents · Usually same-day
525 Kilauea Ave
Hilo, HI 96720 · since 1971
Ward Branch505 Ward AveHonolulu, HI 96814 · since 1973
Wahiawa Branch935 California AveWahiawa, HI 96786 · since 1975
Waipahu Branch94-210 Pupukahi StWaipahu, HI 96797 · since 1978
Waikiki Branch333 Seaside AveHonolulu, HI 96815 · since 1979
Mapunapuna Branch960 Mapunapuna StHonolulu, HI 96819 · since 1980
Hawaii Kai Branch6600 Kalanianaole HwyHonolulu, HI 96825 · since 1987
Mililani Branch95-720 Lanikuhana AveMililani, HI 96789 · since 1993
Kailua-Kona Branch75-1010 Henry StKailua-Kona, HI 96740 · since 1997
Kihei Branch207 Piikea Ave Ste 6-63Kihei, HI 96753 · since 2002
Kapolei Branch680 Kamokila BlvdKapolei, HI 96707 · since 2005
Wailuku Branch2061 Wells StWailuku, HI 96793 · since 2005
Pearl Highlands Branch1030 Makolu StPearl City, HI 96782 · since 2007
Lahaina Branch355 Keawe StLahaina, HI 96761 · since 2008
Kaneohe Branch46-077 Kamehameha HwyKaneohe, HI 96744 · since 2009
Ewa Branch91-1107 Keaunui DrEwa Beach, HI 96706 · since 2013
Manoa Branch2851 East Manoa Rd Ste 1-100Honolulu, HI 96822 · since 2014
Kahului Branch145 Hookele StreetKahului, HI 96732 · since 2024