Kumon, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S0962)
42 deals since 2020 · typical deal $172K · 0% failure rate
42
Deals since 2020
$172K
Typical deal
4
Deals since FY2025
0%
Failure rate (FY20–23)
Kumon buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.
What buyers pay for Kumon
Most Kumon deals financed between $100K and $350K. Above $350K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,543
- Down payment (10%)
- $19K
- Cash to close (all-in)
- $26K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$26K)
Experience
Recent financings
- LJ3 INC in Los Alamitos, CA — $854K (2025) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% variable
- Term
- 120 mo (10 yrs)