Glossary · The loan itself
In short
A fee charged by some lenders when a loan is transferred or assumed by a new borrower, or when ownership of the underlying asset changes.
While not a standard SBA 7(a) loan origination fee, some existing loans might have provisions for transfer fees, especially if you are assuming an existing loan. In most SBA acquisitions, you will be taking out a brand-new loan for an asset purchase, so this is typically not a concern. However, if you are doing a stock purchase and assuming the seller's existing debt, check the loan agreement for this fee.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
Free · No documents · Usually same-day