Glossary · Reading the business
In short
These are long-term tangible assets a business owns and uses to generate income, like property, plant, and equipment. They are not intended for sale in the ordinary course of business.
Fixed assets are crucial collateral for an SBA loan and represent tangible value in the business. Ensure they are well-maintained and appraised accurately during due diligence, as their condition impacts future operations and loan security.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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