Glossary · The loan itself
In short
This is a list of business types that the SBA will not provide loans for, such as those involved in speculation, gambling, or lending. You care because if your target business is on this list, an SBA 7(a) loan is off the table.
Lenders check your target business's primary activities against this list early in the process. Verify the business's NAICS code and operations don't fall into these categories to avoid wasting time on an ineligible deal.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
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