Glossary · Your money in the deal
In short
This is the portion of your home's value that you actually own, calculated as its market value minus any outstanding mortgage debt. It's often a source of funds for your equity injection.
Lenders will review your Personal financial statement and Asset statement to assess your personal liquidity, including home equity. You might use a Home equity line of credit (HELOC) or refinance your home to fund your equity injection, though lenders prefer seasoned funds. Be aware of the risks of leveraging personal assets.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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