Glossary · The loan itself
In short
Fees charged by some lenders for preparing and submitting your SBA loan application. These are regulated by the SBA and can add to your total project costs.
Some lenders charge a packaging fee for their work assembling your loan application. This is an eligible expense for an SBA loan, but the amount is capped by SBA rules. Always ask your lender about all fees upfront so you can budget for total project costs and compare offers.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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