Glossary · People and paperwork
In short
This is a non-immigrant visa for individuals with extraordinary ability. While it allows you to work in the U.S., it does not grant permanent resident status and generally makes you ineligible for an SBA loan as a borrower.
An O-1 visa does not fulfill the SBA's borrower eligibility criteria for permanent residency or 'Qualified Alien' status with a Declaration of Intent. If you hold an O-1 visa and wish to acquire a business with an SBA loan, you would likely need to partner with an eligible U.S. citizen or permanent resident, or secure permanent resident status yourself.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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