Glossary · The loan itself
In short
A portion of your SBA loan specifically allocated to cover ongoing operational expenses like payroll and inventory during the transition or growth phase. It acts like a line of credit.
Unlike a fixed working capital injection, revolving working capital is typically available as a line of credit. It provides flexibility to manage short-term cash flow fluctuations, which is especially useful when integrating a new business or scaling up. The SBA authorizes its use for specific purposes.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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