Glossary · Doing the deal
In short
This is the formal procedure for challenging an adverse decision made by the SBA, such as a loan denial or a guaranty purchase refusal. It's a structured way to dispute an SBA ruling.
Should the SBA make an adverse decision on your loan or its guaranty, your lender (or you, in some cases) can initiate an Administrative Appeal Process. This involves submitting a written appeal and evidence. It's a last resort to overturn a negative SBA decision and requires careful preparation.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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