Glossary · Doing the deal
In short
If the SBA denies a loan application or a guaranty purchase, the lender can submit a formal appeal package. This is a second chance to present your case.
When a loan is declined by the SBA, or the SBA declines to honor its guaranty to the lender, the lender can submit a formal Request for Reconsideration. This requires strong justification and new information. For a buyer, if your deal is initially rejected, this is the process your lender might use to fight for it.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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