Glossary · Reading the business
In short
An asset easily converted to cash at its fair market value. For an SBA loan, lenders look for these as strong collateral.
These are assets like publicly traded stocks or bonds. While rare in small business acquisitions, if the seller has them and they're part of the deal or available as personal collateral, they significantly strengthen the loan's collateral base and reduce perceived risk.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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