Glossary · People and paperwork
In short
A list of franchise systems that the SBA has reviewed and deemed eligible for 7(a) loan financing. If your target franchise isn't on it, getting an SBA loan is much harder.
If you're buying a franchise, check this directory first. If the franchise isn't listed, your lender will need to submit the franchise agreement to the SBA for review, which adds significant time and uncertainty to your deal. Prioritize franchises already on the list.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Know what you'll need before you apply
Tell us about the deal and who's buying — we'll flag the guaranty, eligibility, and paperwork issues that slow SBA approval before they cost you time.
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