Glossary · The loan itself
In short
An SBA pilot program providing working capital with streamlined processes, often for inventory or accounts receivable. It supports operational needs post-acquisition.
If your acquisition requires significant post-closing working capital beyond what standard 7(a) loans typically provide, the WCP might be relevant. It's designed to support ongoing operational needs, inventory, or accounts receivable. Discuss with your lender if this program fits your deal's specific working capital requirements, as it has its own set of rules and limitations.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
Free · No documents · Usually same-day