Glossary · The loan itself
In short
This is the date the SBA officially approves and authorizes your loan. It marks the start of the clock for several important timelines, including the Disbursement deadline.
Your lender receives the SBA Loan Authorization on this date. It sets the terms, conditions, and deadlines for your specific loan. Pay close attention to this date and all associated requirements, as any changes or extensions often require a formal Amended SBA Loan Authorization.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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