Glossary · Your money in the deal
In short
Where your cash for the equity injection (down payment) is coming from. The SBA requires clear documentation for all funds used.
For your 7(a) equity injection, you must clearly document the source of your funds. This means providing bank statements, brokerage statements, or gift letters, showing the funds are unencumbered and not round-tripped. Lenders need to confirm the funds are genuinely yours and not borrowed or from the seller.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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