Glossary · Your money in the deal
In short
This means funds or assets for your equity injection that are free and clear of any liens, pledges, or claims by other creditors. The SBA requires your injection to come from such sources.
Your lender will require proof that your equity injection funds are from an unencumbered source, meaning they aren't borrowed against another asset or from a loan that requires repayment. This ensures you have true "skin in the game." Provide bank statements or other documentation to verify.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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