Glossary · Reading the business
In short
These are projections of a business's future financial performance, like revenue and profit. Buyers care because they show the potential for growth and debt repayment capacity, crucial for underwriting your loan.
Lenders will scrutinize your financial forecasts as part of their underwriting process to ensure the business can service the SBA loan. You'll need to present realistic projections, often based on historical performance and your operational plan, to demonstrate repayment capacity.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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