Glossary · Reading the business
In short
A cash flow projection estimates the future movement of cash in and out of the business. It's crucial for showing a lender the business can repay the loan.
When applying for an SBA 7(a) loan, you'll submit detailed cash flow projections to demonstrate the business's ability to generate sufficient funds to cover debt service and operating expenses. Lenders scrutinize these to assess repayment capacity and the viability of your business plan.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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