Glossary · Reading the business
In short
This document details where all the money for the deal is coming from (sources) and how it will be spent (uses). It's crucial for understanding the financial structure of your acquisition.
Your lender will require a precise schedule of sources and uses to approve your 7(a) loan. Sources include your equity injection, the SBA loan, and any seller note. Uses cover the business purchase price, working capital, inventory, and closing costs. This document ensures all funds are accounted for and align with SBA rules.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Pressure-test the numbers before you make an offer
Send us the asking price and the seller's cash flow — we'll show whether the deal services SBA debt and where the add-backs are likely to hold up.
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