Glossary · The loan itself
In short
These are direct loans from the SBA to help businesses and individuals recover from declared disasters. They are separate from the 7(a) and 504 programs.
While critical for disaster recovery, an SBA Disaster Loan cannot be used to acquire a business. It's specifically for repairing or replacing damaged property, inventory, and economic injury from a declared disaster. Do not confuse it with the 7(a) acquisition loan you are pursuing.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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