Glossary · Your money in the deal
In short
An Individual Retirement Account that allows you to invest in a wider range of assets, including private businesses, beyond typical stocks and bonds. It's a way to use retirement funds for your equity injection.
With a Self-directed IRA, you can directly invest a portion of your retirement funds into your new business, acting as part of your equity injection. This approach requires careful compliance with IRS regulations to avoid prohibited transactions and potential penalties. It's distinct from a ROBS plan.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
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