Glossary · Your money in the deal
In short
The process of moving funds from one retirement account to another without incurring immediate taxes or penalties. This is a common way to access retirement funds for your business acquisition.
For business acquisitions, a direct rollover allows you to transfer funds from a traditional retirement account into a Self-directed IRA, which can then invest in your new business. This differs from a Rollovers for Business Start-ups (ROBS) plan, which uses a C-corporation structure. Understand the specific IRS regulations governing each type of rollover.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
Free · No documents · Usually same-day