Glossary · The loan itself
In short
This is the date your SBA loan is fully paid off. It's crucial because it dictates the total repayment period and affects your monthly payment amount.
For an SBA 7(a) business acquisition loan, the maturity date is typically 10 years. A longer maturity date means lower monthly principal and interest payments, improving your cash flow for running the business. Confirm the exact term in your loan authorization.
13 CFR Part 120 — Business Loans
Office of the Federal Register · Federal regulation
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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