Glossary · Your money in the deal
In short
These are individual possessions with monetary value, like your home, savings, or investments. Lenders assess these to evaluate your financial strength and collateral for a personal guarantee.
For an SBA loan, your personal assets are considered when determining your ability to inject equity and provide collateral for your personal guarantee. Lenders will review your Personal Financial Statement. You might leverage personal assets for your equity injection or as additional collateral for the loan.
SOP 50 10 — Lender and Development Company Loan Programs
U.S. Small Business Administration · SBA Standard Operating Procedure
SBA Form 1919 — Borrower Information Form
U.S. Small Business Administration · SBA form
Last checked 2026-06-15. Official sources control — verify before relying on any rule for a live deal.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
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