Glossary · Your money in the deal
In short
A financial account specifically for retirement savings, such as a 401(k) or IRA. These funds can sometimes be used for an equity injection into a business acquisition.
You can use funds from your retirement accounts as part of your equity injection, often through a Rollover as Business Start-Up (ROBS) arrangement. This is complex and requires specialized advisors to ensure compliance with IRS and Department of Labor rules. Proceed with caution.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
Figure out your down payment and equity injection
Tell us your purchase price and how you're funding the down payment — we'll sanity-check the equity injection and show what lenders will actually accept.
Free · No documents · Usually same-day