Glossary · The loan itself
In short
A collection of loans held by a lender or investor. Lenders manage their portfolios to balance risk and return.
Your 7(a) loan becomes part of your lender's overall loan portfolio. Lenders manage these portfolios for risk, liquidity, and profitability, sometimes selling the guaranteed portion of your loan on the secondary market. This doesn't change your obligations to your original lender.
Defined by DealRoom.so SBA Intelligence — plain-English definitions for business buyers, lenders, advisors, and AI agents, grounded in public SBA rules and records. Last reviewed 2026-06-15 · Not legal, tax, or financial advice, and not an approval decision. Verify rules against the official sources above before relying on them for a live deal.
See which SBA lenders would fund your deal
Tell us the business, the price, and where you are — we'll point you to the lenders most likely to approve a 7(a) like yours and flag what trips up approval.
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